MORTGAGE & LENDING · KINJAMortgage & Lending· Cover№ 292
How to Unfreeze Your Credit for a Mortgage Without Spending Two Months Exposed
Federal law forces each bureau to lift a freeze within an hour, so the 45-to-60-day thaw your loan officer wants is about their workflow, not your loan. Here is how to time three thaws around a tri-merge mortgage pull and a 14-day rate-shopping window.