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Six million American homes have assumable mortgages with rates below 5%. In a Houston search, one platform found 433 of them. Zillow showed three. The standard house-hunting playbook will miss almost all of them.
Marcus Williams·15 min read
Mortgage & LendingThe tax system rewards you for writing off business expenses. The mortgage system punishes you for it. About 17 million Americans are caught between the two, and most don't realize the conflict exists until a loan officer tells them they can't afford a house they can clearly buy.
Marcus Williams·14 min readMortgage & LendingOne in five outstanding mortgages in the United States still carries an interest rate below 3%. A legal provision in government-backed loans lets you take one over, but only if you have deep pockets, a tolerance for bureaucracy, and about four months of patience.
Marcus Williams·13 min read