Credit card reviews, sign-up bonus breakdowns, rewards strategy, Chase, Amex, Capital One, Citi, and Bank of America card comparisons, travel hacking, cashback optimization, and credit building guides.
Researchers tracked 10.6 million consumers and found that BNPL users don't replace credit card spending. They add to it, and the extra overdraft fees, interest, and late charges add up to $176 a year for the typical user.
Marcus Williams·11 min read
Credit CardsThe Capital One Venture X effectively costs $5/year after credits. The Amex Platinum costs $895. The Chase Sapphire Preferred is the right starter card.
Marcus Williams·10 min read
Credit CardsAmericans owe $1.28 trillion in credit card debt. The average APR is nearly 23%. And yet every "best credit cards" article leads with rewards rates instead of asking the only question that matters: do you carry a balance?
Marcus Williams·14 min read