Personally, I just choose to pay cash for my cars because I hate having monthly debt obligations. Other people are OK with debt, which is fine, but everyone should make sure they at least have enough equity in their cars to sell them and pay off the loan if they need to. More ideally, everyone should make sure they…

Neutral/4th: Maybe I’m dense, but nothing in that article implies Ford will not be making electric cars. The existence of an electric Focus further contradicts that interpretation. What it says is Ford has no immediate plans to build a Model 3/Bolt competitor, which is probably fine. Apple is rarely the first to offer…

Wait, you mean no more V6 that’s really just a bastardized V8? What a shame! /sarcasm

Truthfully, I have no idea; I’ve loved them since before I can remember. I think it was just having prominent family presences, my dad and grandfather, who loved them, and the effect wore off on me.

I’m OK with this, as long as there’s no blatant conversational product placement in the movie. Like Toyota’s in Royal Pains. Or Modern Family. Or Bones. Or Ford’s in New Girl. Or House. Ugh.

It makes me want to throw up.

To be fair, rattles somewhere are infuriating, but I’ve always been annoyed by little sounds like that.

I would think the last thing a FWD pickup needs is a more powerful engine, although I don’t see anywhere just how much power the installed engine produces. Anyway, following my “No Projects” guidelines, I gotta say CP.

“If he can show me that it can be done, I will do it as well, copy him, add Italian style to it and put it on the market within 12 months,” he added.

Whoops, wrong spot.

“If he can show me that it can be done, I will do it as well, copy him, add Italian style to it and put it on the market within 12 months,” he added.

I find most of what I read on MT to be extraordinarily dumb. And I only read it when I’ve run out of articles on C/D and Jalopnik.

Well, not necessarily. Banks and car dealers aren’t stupid. They aren’t giving away “free” money for nothing. Generally, you can’t simultaneously get the 74-month, 0% loan and all the incentives, plus they’ll usually take a hard line on price. You walk in paying cash or with your own less aggressive loan, and you will…

Arguing that you can profit off borrowing for the car by investing in highly risky assets does not really help contradict my original point, which was that it is a financially dangerous move to take out a 74-month loan on a car, especially considering you said yourself you wouldn’t do it.

No, lending to people who couldn’t afford it assuming the market would continue to rise, offsetting the risk of loss in foreclosure, and offering adjustable rate mortgages, that when the fixed rate expired borrowers couldn’t make the payments led to the housing bubble. Obviously, the buyers are partially, if not…

None; I was using hyperbole.

I know all about the time value of money, but there’s also something to be said for liquidity. And realistically, no one financing a Dart over 6 years is going to have $10k in cash, much less think the way you are. Plus, assuming 12% ROI in 6 years is pretty bold in today’s market.

Agreed, but what percentage of the people who take out a 74-month loan have the cash to pay it off whenever they feel like it? All the wealthy people I know minimize debt term. Broke people maximize it.

That it does. I still don’t think it ever makes sense to finance a car for 74 months, just because of how quickly a new car depreciates, and you never know what may happen in those 74 months. But I suppose a 0% loan makes it not such a bad choice if you’re actually going to keep it that long.

So new episodes will still come to Netflix like a year after the season ends!? Awesome! Thankfully, my new cable package has BBC America.