It depends on where you live and location restrictions of your career not to mention wanting to be close to family if you want to start one. Having family nearby to help might be worth the struggle. Luckily I got pretty close to family and an area where we could easily afford a nice modest house with a move across…

I have no idea where that came from. I mean you can’t get your rent money back when you move so maybe that’s the logic? Essentially what you end up paying, assuming you don’t sell it for less than what you paid plus inflation, is tax and insurance. We got homesteading so not sure what that will bring it down to but…

So much #1. With a rent controlled apartment they could still increase it 4% every year. And we had to pay for that privilege. AND we were thankful. Before that we got handed price increases that effectively forced us out without a lot of time. That anxiety and worry is awful. I know I’ll have to deal with stuff…

Ah. Luckily where we bought, not only are houses cheaper but so are lawn services. We don’t have kids yet so we keep the extra bedrooms closed and only clean them when people are staying over, usually family. (Cats cause a lot of our cleaning needs so keeping them out of the bedrooms helps a lot). Our house is…

Thankfully once we got out of LA we could buy a house and not be house poor. We had some mortgages push my hub to get a much higher loan but we knew we could get a nice house at under 200k (got it under 150k). There are houses here that go for much more but we like our neighborhood and the house size is fine. Less…

Well, you shouldn’t live hand to mouth to live in a house. But honestly our mortgage is less than what it would cost to rent not to mention rent can and has jumped up on us forcing us to move after a lease is up and that stress of a surprise you gotta move isn’t fun, and its nice to know eventually all I will have to…

If you made enough small changes and saved that money or better invested it, in time it would. Small things do add up. But to say that they cancel out student loans and high rent and on top of that supercharge your savings is a huge stretch. It really comes down to how much fat is in your financial diet to begin…

I feel yea. We escapd LA after a company agreed to keep hub’s same salary and pay for our move across the country. Bought a nice, but modest house for under $150k (3bed/2 bath,1550 sq ft, 0.35 acre nice neighborhood, not a crack house so in LA terms at least $600k and definitely in the valley).

That’s assuming there are jobs for your career in those areas. Hub is limited in his job searches.

There’s definitely waste going on in ALL gererations right now, but I’m not going to target one gen especially since it had a lot going against it (even if I were just a tad older and was gen X instead be of millennial). Every gen had the frugal insane ones, the normal frugal ones, the mid of the road ones, the…

Gen Y is millennial. We got rebranded at some point. :/

You’re not getting that that’s the average opportunity people are getting and with student loans to pay most don’t have the luxury of waiting for a golden opportunity. Not saying that maybe they can get it down a little bit but for the majority of people you’re not going to get it down much in most places where the…

Most places that’s what you haven to pony up to live in that city where your job is. It’s disgusting but true. Had to escape LA bc even in rent controlled apt that was maxed to increase 4% a year, we were spending $1500 in a safe but not great place in the valley. And hub would rarely get a raise and if he did it…

Hurk. That sucks. I think the occasional latte is fine, 3Xs a day and every meal is take out or a sit down is what made me nuts. (Mind you, I actually find it fine and dandy for someone who is poor to spend money on crap. They’re so screwed already they might as well get some small enjoyment in life where they can…

I kind of do that too, but it’s more about the lack of high level thought about what they’re spending their resources (time and money) on especially when a ton if it is on stuff that ends up in the toilet. But I also don’t say that’s why they don’t have a house. It’s why they have debt and are stressed. They don’t…

Note: using general you, not you specifically.

Depends on the location. When we lived in LA, even if we banked ever cent earned (which is impossible since we had to pay at least rent and our rent, which was cheap for the area, and we didn’t live in a prime location, was rent controlled and about $1500 and every year it was controlled to be raised only 4%. Often…

Yea, he was lucky. Or not, depending on how you look at how that company treated him. The fact that it took them forever to start to do the background check because they didn’t want to actually do a real one could have easily cost him the job had he not called their supervisor and reported it. He was grilled as to…

Unfortunately hub HAS to work weekends every month at least but I think they through him a few dollars into his pay as compensation (he’s salaey) but he’s doing all he can to get out of doing it in the future or at least keeping it to one weekend a month. If they could all jobs woooe have him working 24/7. I’d love…

I think you should know what your time is worth and how much things cost in time especially for overall decision making. Like is your Starbucks habit worth it? Or maybe you should cut it down to once a week so you can get some of your life back. Also it needs context, like how many years extra you’ll have to…