I feel joking, that’s funny. If serious,they’re sold in bunches and you don’t know who exactly the loans belong to. Or so that’s how I understand it.

I’d prefer to do a one time payment for the software and if I want to upgrade to new software I can pay for that upgrade. It makes me feel more in control of it. Just got a home elliptical and it’s compatible with ifit but then I found out it’s $10/mo or $100 a year and I said no thanks. Maybe in a year or two when…

One of the various reasons I switched to iPhone even though I wasn’t a huge fan of them. But only after they got a bigger screen. (The 5 to be exact, which I then upgraded to the 6 and I’ve been very happy with that. Made the mistake of not getting enough storage with the 5 and it wasn’t quite big enough for me.)

Sounds about right. I have to switch from focusing on being frugal and switch on worrying about my health. I wish my skills in frugality could easily be applied to eating and working out but for some reason the resistance internally to those are substantially higher than with money.

I wanted to pay the CA taxes with my rewards card, that I’m pretty sure I didn’t owe but I couldn’t get them to answer the phone and I didn’t want to go to jail so I just paid it, but they didn’t allow for a card payment, they required a checking account. Ugh.

My phone let’s me block a lot more than 5 and I have Verizon.

I opted out and quit working. I was going to go for this one job but then the guy asked inappropriate questions and took myself out of the running even though I got a call back . The times I did negotiate I usually was offered more than what I was worth or I was in such a bad situation it was already a ton better. …

Also look at how to change your other habits to set yourself up for success instead of failure. If your habit is to go to the mall and IKEA every weekend then maybe instead go to the gym and workout both days off. Probably would be too tired to want to go out and spend afterwards. I find it’s a lot harder to blow…

Thanks. We don’t have the luxury of time this weekend because it’s “end of month” which means my salary hub gets to do unpaid overtime at work which at least means we can’t look around around as much so he can go to work. Sigh.

Yea I love eating home made stuff. It’s yummy, you know what’s in it and can tweak it as your body responds to it, and it’s cheaper! We do bulk cooking to save time during the week because that does become a drag if you’re not super into cooking process itself.

What’s nice about a wish list is it allows you to prioritize your wants. They’re not all equal and when you see them in a list you realize what is and isn’t an important want. Or it does to me anyway.

Kind of what I do for things I REALLY don’t need. But for things I kind of do need I use my easily distracted nature and add to the cart but then go do something else and by the time I come back I’ll either move it to later or take it out completely. I still have items in my for later cart from 5 years ago. It’s a…

Ugh. Bought more IKEA stuff for the house, annual Disney world passes, and an elliptical machine, adjustable bench, and some weights because I’m not going to the gym enough and I know it’s going to get too hot to rely on walking outside. Plus if and when I have kids I know I’ll need something at home and my health…

Yea, I’m not going to stop because with the fees assessed it is a scam. Just because it’s all laid out for you doesn’t mean it’s not a scam. And why would I, or anyone else my age, want an annuity? We know better about planning for our future and probably can use that money to grow it enough to avoid what you’re…

Eh I still call it a scam. There’s no way if things tank in such a way that all other options are wiped out that that company will actually continue paying out for the rest of my life. It’s all a gamble, that’s just one I’d rather not make. I’d rather gamble on having kids and at least one of the 3 being successful…

No one as old as my grand parents would be if they weren’t dead. my grandma was in her 90s when she died a few years ago. I’m not going to go out there and make friends with people mid 90's and up. I do not have time for that! I can talk to my cat Pi who is getting old for a cat, but she’s not going to listen to…

When given this question I think lottery wins not annuities. One is free money while the other I pay a high price for the privilege of others making money off of my money. I’d rather invest my own money thank you very much.

Eh, annuities seem to be a scam that I’d like to avoid. I’d assume having multiple and varied investments/money streams would be a better way to ensure money till you’re gone.

I like the whole “not having to budget for a mortgage or rent every month until I die” part of a paid off home. Heck, we are paying a little over $500 extra a month to be done with this in under 12 years and that’s many years before proper retirement. Of course that means the value of our home isn’t high but that…

For some it is greed and for others it’s just simply an issue of being accustomed to a lifestyle. Even if it’s relatively insane to someone else it’s just Tuesday to another person. Many worked hard for their money at all income levels but suck at understanding it a resource and blow it all and have to keep working…