Glad to hear you recovered and I get where you’re coming from. Any extreme is bad and that includes saving for the future but most don’t have that problem, they have the other one where they don’t save enough for any future, even the future of next month! The problem is how people define sacrifice. Some would call…

What works for me was tracking what was spent in an excel file while also forecasting the whole year. Each week had the approximate income (paid weekly) and deductions of known reoccurring as well as one offs would be added for every week of that year and the totals would roll from one week to the next. You could…

This is all very true. When people see articles like that they tend to only see how different their situation is from someone making that much money but in reality, for anyone who actually makes enough money (varies from area to area but it definitely well above making ends meet while living fairly frugal life style.…

Yea no, that’s not covered under ripped off due to being bored. If you give a specific example and don’t include some vagueness to it like “or something like that” then you’re not including other items in that sentence. By the way It’s never “ripped off”. It either has instructions that don’t mention that, had…

Sorry, I’m just frustrated and maybe they have a similar issue to me. The climate is similar to where I used to live, just a tad more humidity and even when it was cold (because the heat only was in the hallway and the living room because that’s how old apartments work) it always was fine. I even had the an on at…

Nice. Even the new ones we got didn’t have that at the trendy work live place we lived in.

It also depends on where you live. We used a fan and in South Georgia all our clothes we dried via hanging smelled gross. If we take them off before 12 hours when they’re still wet and then dry them they’re fine. If we don’t they’re smelly. Even if we take them off before they’re dry, but it’s more than 12 hours…

I loved hanging our shirts to dry when we lived in Los Angeles but ever since we moved to southern Georgia last August the close haven a weird mildewy smell. We do inside drying in both locations and even on a drying rack it’s still gross, if not smellier. The clothes in the dryer smell fine. We tried hanging them…

That’s assuming that the sticker is still legible or there at all.

In LA they were just too expensive and small and cost more when you added up electricity and gas. I had one in our first apartment but we paid over $2k a month and to renew was closer to $2.5k. The second best one was one right outside our apartment that barely was used since it was a work/live place and many didn’t…

I definitely be do not have that issue of wondering what to do with leftovers like that. If I have them then I just eat it late as is. I guess I’m weird, or lazy. I do throw it in the microwave for a few seconds to get the chill out of it but not make the veggies worse.

Unless it’s changed since when I filled it out I’m pretty sure you have to include your parents’ tax info which I’m pretty sure isn’t something that a kid is supposed to keep track of. My mom refused to give me info and I lost out on close to $10k of scholarships.

Oddly enough it doesn’t help me spend more unless I actually was looking at buying the item. The ones I’ve bought have all been useful purchases that helped me find items of good quality that I was clueless about. But there was a time woot had my attention and I just unfollowed it. I was usually unsatisfied by the…

Yea we had that problem too. It also spread into games and hobbies. Books were pretty easy to stop. If I want to buy it I remind myself that if I really wanted to read it, I’d get it from the library. I try to catch up on books I want and once I stop being flooded with new house stuff I’ll go back to grabbing a…

Oh yea a lot of places taste like garbage once I stopped eating out as much. Took about a year but it happened. The fact that it tastes bad reinforces the want to eat at home. Nothing is worse than paying good money for food you hate.

It’s definitely a process, often very long, and it seemed like one day it suddenly all turned around but the truth was that I started years earlier with small changes that allowed me to have that turn around moment. I didn’t realize years earlier that I was laying the groundwork for the turnaround but I was.

I still don’t buy that for coffee. The time it takes out of your day to go grab a coffee is not more convenient than making it at home while you’re getting ready. It’s also insanely easy compared to cooking. (Which is also less time compared to going out to eat all the time and healthier but I get how one could get…

I think just reading as much as I could about personal finance from blogs and what not is what did it. It wasn’t a certain piece of advice, it was slowly shifting the way I thought about money and turning it from being this monster I couldn’t control into something that not only was possible to control but that I…

That is a problem for me too but specifically the theme park issue was fixed when I fixed my insane spending habits. If we just had a few days that we went every year it probably wouldn’t have been enough of an issue to bother fixing but we got annual passes years in a row.

I think a lot of people are missing the point. Many people were dinged by things on their credit that weren’t true. Now they are going to stop including certain info like liens without complete information, which is what should have happened to begin with. Most of the people this will help are those who were wrong…