Nope! Gotta go in every month and renew. I hope they change that going forward.

Ever since they offered twitch prime where I get a free $5 subscription for my fav twitch streamer there’s no question that Amazon prime is worth it. Even if you don’t care find someone on there and give it to them. You do have to do it every month but it might be fun to give it to an new person every month. They…

What? That’s awful!

Because of safety and it has less of a gift look to it. Don’t get me wrong, I love cash!  

This depends highly on the person. My nieces get target gift cards because they live right next to one. Other friends have certain interests where GameStop and Disney cards make sense, and iTunes gift cards for those who don’t have cable and have iTunes. Starbuck’s for the I don’t knows. Because everyone knows…

Not sure. It was a long time ago when I was young and trying to cover much needed socializing ground. My mom was an anti social hermit so I had a lot of catching up to do. Not to mention she was of the spend to feel better camp (and being emotionally and mentally unstable). I made a ton of mistakes in college and…

This is great for post school life, crap for not post school life, especially when you’re just trying to keep up socially. I know it’s best to find people of like minds but sometimes you just want to be included so it’s hard to do during those times. But I will say if I had minded my money more in every other way,…

Also, if you do have an HSA, do know that you won’t be able to file your state tax for free. I always did it but HSA meant not being able to use that form. Just a head’s up.

Mine allowed me to use whatever payment I wanted and I could just pay myself back via bank transfers from the account. You got a debit card but I never used it. I was worried about not having enough and about half my doctors didn’t use cards. Cash or check. Once I paid for it I would just set up the transfer from…

It’s not a bad plan if you’re good with your money and have an emergency fund and little to no bad debt. I was stupid when we had it but we’ve gotten better but we’ll start a family soon and I’d feel better not having to deal with that level of complexity with kids. But likely would do it again once the kids are off…

We were in CA but not self employed. We had our HSA through UMB and it was okay. It was fine up until we cancelled it. Turns out they don’t tell you but you have to do a few extra things to official close it. Even though he called to cancel it. That was fun.

I thought the whole point of having a high deductible was having the awesomeness of an hsa? Do people actually have them and not have an hsa? I didn’t enjoy it when I had it last time because we were drowning in bad spending habits both currently and in the past but I’d revisit the notion once we’ve had kids and…

Not buying much this year because of new house. I’ll try to do this challenge but it won’t be much since we are on a it has to bra must buy only buying freeze. If it isn’t for the house for functionality sake or a must to live, we aren’t getting it.

I’m happy that you are at least saving that much, but being “comfortable” with just that isn’t in the long run best. You may just see a few dollars saved but if they’re repeatable dollars saved over time they add up especially if you invest those savings over a long period of time. I know everyone has pretty maxed…

For the former guy I can’t do that because it’s just things that don’t require a password, they’re just accounts that require no password or receipts. The other guy I have called or emailed on a regular basis as many social media sites and hotel companies as I can that allow me to contact them asking them to take my…

Stupid weird story that concerns guest checkout:

If I get one, which one? I think my hips hurt too much with the bike and I do enjoy using that at the gym. The elliptical is a version that isn’t in the gym. Incline changing ones usually don’t have the arm movement. But the rowing machine is a total body workout but also the treadmill is an oldie but a goodie. …

If I get one, which one? I think my hips hurt too much with the bike and I do enjoy using that at the gym. The…

That never happened to me because I was a kid in the 90's but I know that did happen. Like if someone moved and didn’t give you their new number that was it. Never hearing from them again!

There have been many articles about how awesome ghosting is and I’m like really? But some people are so about avoiding everything in life that they’ll do everything they can to justify it. There are cases where ghosting is not only justifiable it’s dumb if you don’t. Like the guy was aggressive or crazy. Or you’ve…

There are always exceptions to rules. But if that’s the go to move for every dating situation (or just relationships in general) then it’s just being rude and inconsiderate. If I as a female decided to do online dating, I’d definitely use a burner number and send a no thank you text and then immediately block the…