She didn’t do that for you. (The roof and painting). She did it to maintain her property. You’re just giving her money to use her property. Unless she’s doing something specifically for you, like baby sitting or something I’d ask for a reimbursement (especially if it isn’t stated in your lease that you’re…

I could talk myself into needing stuff that wasn’t a need back in my bad financial days.

At least they aren’t going into debt to buy these items? Yay? I’d get them to do the steps in your money or your life and help them figure out their real hourly wage and how much life energy they’re spending on this stuff and not have anything in their savings for the long run. Who knows. It might help?

I’m currently making up rules so I can spend money and enjoy life but I don’t overspend on stupid stuff or spend too much period. The oldest rule I have is if it’s something that goes through me (food or drink) I have to get something really good out of it like it’s a special treat or a rare social situation or it’s…

Warning, this is about to get geeky.

In our case we should have saved some effort and got a juicer off the bat since blending and straining took a super long time and so much effort. Can’t wait to start juicing again (moving). I need to do it myself this time since my body wasn’t reacting well to whatever hub was doing and he also made too much at once…

Well hub it turns out knew about it but elected not to tell me (he’s the only one on the loan). But on the bright side it gets less as we pay it off so it won’t be as much as I originally though. Add the fact that we are planning on getting rid of that loan pretty fast it shouldn’t be that bad. The interest saved in…

I did ask before but I’ll check again.

I did my second 2 miles in a row (I’ve off and on done one mile for the past two weeks) and that made me tired enough to not get too freaked out by things. Didn’t hurt that I got some good personal news. Still worried but my stress levels are not too bad right now. Also reading helps me as does watching a funny…

Nice. Didn’t know that but I’ll try that next time. I ended up copying it over to my excel file from the website. I use excel a lot but I don’t use a lot of their prebuilt items in there or even did much exploring that part. Probably should do that.

Nice. I wanted to keep things flexible incase something bad happened and got a 30 year mortgage but I’m paying monthly what I would with a 15 year loan with that added $500. And we got it at a 3.5% rate so I’m happy about that considering I got a 30 year loan. I just wanted to have less actual commitment in case…

I think this is it. http://www.hsh.com/mortgage-calculator.html

There’s a website too that does this and you can add extra payments and it tells you how much interest you pay by the year vs principle and when you’ll be done.

I know it is a perk to pay over time on something that you need now that you may not have had time to properly save up for but really that’s not how most of us use credit cards. Either we use them like debit cards and pay the statement off every month or we use it for everything we can’t afford to pay right now and…

My issue was feeling unsure about what to do. Reading a random walk down Wall Street helped to give me basic understanding of investing as well as an argument against trying to time the market and how index funds were the way to go and why it was important to have a certain mixture of index funds. Also reading…

Outside of the get out of debt phase I don’t worry about it exactly but I do make all or at least most of my decisions with FI in mind and keep an eye on how we’re doing and make sure I stay on track for it.

I think this is a nice option if you’re getting close to being FI so you know what to do with yourself when you have free time. But for us just attaining smaller goals that help us build toward FI are enough for renewed enthusiasm over time.

Well, since they’re only paying one recruiter and only for when they are hiring someone, which shouldn’t be all the time, and they don’t have to worry about paying someone’s yearly salary and benefits, it’s way cheaper to pay a one time fee for someone to do all the work for you and all you have to do is just the…

That is very true that a lot of companies don’t like unemployment stink which is beyond dumb. It’s probably less that he’s in an in demand field as he’s a fairly unique in his field which is weird because he really shouldn’t be. But hey, I’ll take it!

My hub has been not employee and he still got interviews via recruiters and he’s no rockstar (though I agree, it is easier when you currently employed). Maybe it’s because my hub has a unique set of skills but I can tell you both his email and his voicemail box is constantly full of people trying to get him a job…