Also really consider the option of opting out and just having the parents show up for the court wedding. Maybe have a family bbq later on to celebrate but nothing formal.

I got the new destiny update but it’s basically the only game we’ve bought and played in a while new. I try to get things used as much as possible. We just moved and all our stuff is in storage for 3 months so I did buy 3 games for us because we just couldn’t fit anything besides our destiny game in the car.

For making 3 cups of dry rice in the rice cooker hub says he puts in a 2 table spoons of olive oil into the rice maker, you can use whatever oil you like he says. I didn’t even know he did this, I couldn’t taste it. I also like coconut oil when making popcorn for its being a lot less in your tastebuds so that might…

We are now under contract with a house! It wasn’t listed yet and was a multiple offer situation so we were happy they countered our offer and I was only 3300 away from our offer so we just accepted it. So that means that if anything we are spending gobs of money now.

We always pair it with something juicy from the crock pot and that usually does the trick. Good luck!

I know what you mean. I moved to California in late 2008 and I just moved back east to Georgia but it’s so south it might as well be Florida this summer and that’s the best part of the move if I’m being truly honest. We live in a small town but when hub was applying for the job I knew I could make it work because it…

We live about an hour from our Costco so we stock up on enough stuff to last at least two weeks (as well as our farmers market) because we just can’t keep going weekly. Our small town has a Walmart and publix if we need anything specific and now (but we try to avoid that because it’s still a time/energy suck and…

Crock pot maybe 2 meals per week done. Then just batch cook as much veggies as possible (maybe 3 times a week) and cook rice in a rice cooker maybe every 3 days. So at least 4 days are cooking free and 5 days are major cooking free. That’s about as streamlined as it gets.

Index funds with low costs. Like vanguard. That’s what I’ve heard anyway.

I moved my stuff out of Barclays because of the off chance that brexit somehow affecting my account. I don’t know how it’s spelled becaue I barely paid it any mind but then I thought about it just moved it. Eventually I may move some back just in case one account gets compromised. I’m a tad paranoid.

I didn’t have any hassles in setting up my online savings account. It’s super easy to move the money in there and back. Now I don’t treat this as an investment bank by any means but $5 a month is still better than practically $0 a month. Either way I need to keep this emergency fund liquid. I also don’t have to…

The sound of people eating doesn’t bother me but the sound of my husband eating drives me up the wall. We have to have the tv on or else things can go south fast.

Unknown noises bother me more as well as dogs barking. That may have bothered me but maybe not. I’ve lived in an apartment that had stone walls and concrete floors so every time someone dropped something to slid a chair over from one area or another, not only did I hear it but I heard it amplified a million times. …

A good understanding and reminder of what is and isn’t my problem has helped a lot. I can have a friend unload off of me and if anything I get more energized about it so long as I don’t get exposed to it all the time and get wrapped up in it. Like that office drama back in 05 during training. Eventually I peaced…

I avoid paying in cash these days and when I do there’s rarely coincs given as change. (At cons if paying cash they’ll often give you a discount and it includes the tax and it’s a solid round number, same for most farmers market). I still have a huge stack of change from the good old crazy days that I need to use at…

Write whenever you can, just make sure to have someone proofread it or do it yourself but do it earlier! Just like with working out, as long as it doesn’t affect your sleep, get it in whenever you can.

What is considered a good rate? We are getting an FHA loan and the first group gave us a 3.625% fixed 30 year. Not sure if that’s competitive or not. :/

Thanks! I hope to put an offer in soon for a house so 14 days will work for us.

Trying to get a mortgage now and I was wondering how many days do you have to shop around without it messing up your credit? I’ve seen 14 - 45 days.

Both frequency and amount are important factors on how hard I work to be frugal in certain areas as well as how important it is to me. Though the less I buy the more effort I can put into purchases without losing efficiency. I also like to find a system so I don’t have to keep looking for each item and just test it…