Thanks. I was kinda curious the company you used.

I think of being frugal as being smart with your money in ways that defy normal consumer behavior but really isn’t all that hard to do. Then, much like everything else, there are degrees of being frugal and of course there’s just being cheap. Being cheap to me, as it’s its own word, is where you’re obsessed with the…

Oh I plan on getting my own stuff. Realtor or real estate agent has one job, secure me a good deal and that includes make sure I’m as protected as I can be in the deal. I may not have much of choice just because it’s a small town, but I’ll do my best!

I asked because I wasn’t sure that you could get one unless it was fairly new. Good to know that you can at any age! Thanks for that info!

As someone who doesn’t like the idea of sex workers in general, I would say as long as you are tested and are negative for any sex related diseases and you never go to one while you’re dating this girl (even if you’re taking a “break”) then I don’t see this as a problem. I wouldn’t even tell her at all. It’s not…

How old was the house when you got it?

Thanks. All that will go on my list I just made!

I agree. I should probably start looking for that company/person now.

Well, technically as the one paying for it and the one whose future maybe wrecked if they don’t do their job 100% (and everyone has off days and misses stuff, I’m not saying they’re incompetent), I reserve the right to critique their work. If the roles were reversed I wouldn’t dislike it. I’d feel terrible if I…

When I buy a house I’m not going to replace a perfectly good water heater. But if it needs to go I will try to replace it with a tankless. At least those don’t explode on you. (Freaks me out a little).

When I lived in LA it was the same but the problem is that people rent because they can’t afford to buy so they’re not saving anything to invest. They can barely afford a cheap place there. It’s why I moved to a place where not only was a decent house possible, I could pay what I was in rent on it and be done with…

And you rent forever. It never ends. I’ll own my own home in 15 years. As a renter I wouldn’t owe jack and would be at the mercy of the landlord wanting me to stay or even jacking up the rates to something I maybe can’t afford.

It does if you don’t do it and let a small issue become an expensive one.

Hoping to buy a house soon so very good information. Seems like not a lot to avoid horrible repairs later! Going to use this to compile a yearly inspection/maintenance schedule and reminders.

Also I say I but it’s we. I’m just the one who does all the money planning and what not so it comes out I and also I is easier to type than we. He earns it, I control its future once it's in our account, for better or for worse.

An example of how mindset is important.

A shift in your mindset is truly needed to make any change. I found tracking helped me to cut through my bs about exactly what I was doing and showed exactly why we were in the situation we were in. It also helped us to accelerate our debt because I could forecast any extra money (including paying for known but…

One piece of advice for anyone who ever does get married. Don’t have a wedding or if you do keep it CHEAP. The stress financially and just the stress of dealing with it (especially a big expensive one) aren’t worth it and will not set it up for a good start.

Also how successful a marriage is depends on how much personal work you’re willing to do to make you the best you you can be. If I didn’t get help dealing with my own bs I wouldn’t have been able to be in a content relationship (to me content is the pinnacle of relationship success. Happy is momentary and while you…

Be picky about who you marry. Don’t get blinded by good looks and forget to really see how you’re connected and how you work together. Also get a prenup if you’re so worried about it. As long as the prenup also protects her interests as well as yours she should be good with it. I would have signed a prenup that…