And (as in buying a car) don’t focus solely on the monthly payment. If you refinance to the same term loan, you “reset” the amortization schedule so even if your payment is lower, you might not be really saving any money in interest (which is what you should be focusing on).

I like Brad, but I don’t know how many more things he can ferment.

That’s a fair question! Honestly... I’d give it a shot, anyway. Doesn’t hurt!

It looks like it would be of immediate benefit since some of these timers run on the active tab as well. 

Hate to break it to you mate, but Chrome has never been able to stream anything more than 720p. You either use Edge on Windows, or Safari on Mac to get 1080p. Supposedly you're able to stream 4k on edge with certain flags enabled, but I personally never manage to get it to work. 

Chrome maxes out at 720p

Oh good lord, I just found this:

Small update here: It’s retroactive to January 1, 2020, if you’ve got receipts going back that far!

CBS has enough money. Watch the impeachment trial via PBS for free on YouTube. Then donate so we can continue enjoying PBS.

Richard Ayoade please.

I gorged myself silly at the Moscow McDonalds in the early 90s. I was never even a big fan, but it was familiar and available for the first time in weeks. 

China is the only acceptable place to eat McDonalds ice cream, both because it’s slightly classier there and because any ice cream at all can feel like a godsend on a hot day in many big cities.

Claire is amazing but my heart will always belong to Chris Morocco. <3

Solid critique from a guy with [checks history] all of one comment.

I’m going to throw in my own pet peeve—using “over” or “under” (describes physical relationships in space), when you really mean “more than” or “less than” (amounts). The tickets cost over $10? No, they cost more than $10.

Bay of Puigs? Weren’t they the team that drafted Fidel Astro?

“Twas brillig and the slithy toves did gyre and gimble in the wabe...”

This kind of honesty and integrity is precisely why she’ll keep my vote........................Well said!!

What rhetoric? Are you fucking kidding? She’s pointing out basic objective facts and people are threatening to kill her. Who the fuck ungreyed you?

Fair enough, but the number of times I ask my kid a question (which he then lies to) is, like, 15% of the total lies. Way more often it’s: