No confrontation intended! Sorry if I came across that way.

I started working (and thus investing) in the mid-2000s. While the crash was scary, it was also a lesson in patience. I’ve since watched all the money invested in that period take off like a rocketship, and it turned me into an all-weather stay-the-course investor.

You’re kind of weirdly confusing the job market, the housing market, and the stock market.

It’s hard to call anything that statistically favors the gambler a casino.

I don’t know what you’re talking about. There’s no tax hit to rebalance my retirement accounts. If I want to reduce my exposure to stocks and increase my exposure to the bond market, I can literally do that any time I want without penalty. That’s the whole point of retirement accounts being tax-advantaged.

“Veggie burgers rule because they can taste like anything you want, but their potential is squandered on people who demand they taste like meat. “

Maybe. But by the time I get to retirement age, the funds will have shifted aggressively toward bonds anyway.

I’m one of those people who splits time pretty equally between docked and handheld, and I agree that Zelda was particularly well-suited to the Switch.

Target-date retirement funds are amazing. I’ve used them for ages, and I love not having to rebalance my portfolio all the time.

I take lots of pictures on Switch, and the main reason is that it’s just so easy and satisfying. Unlike the PS4 “share” button, which chugs and strains while it brings up a menu, the Switch just makes an adorable shutter noise and you know exactly what will be in the image because it’s instantaneous.

Agreed. I think it’s trying to evoke a time when the graphics weren’t meant to be a literal depiction of the events, and are intended to merely symbolize what happened.

I don’t either.

Yeah, it’s a little weird that their attacks hit H’aanit and not Linde (or whatever other beasts she’s sending to attack them). In theory, they aren’t supposed to know she’s there.

I feel confident in saying that those issues have been dramatically overblown.

The battle system is fantastic. Took me a while to really absorb all that it lets you do, and how to manipulate things like Defend to time strikes correctly. But once it clicks, it’s awesome.

Schreier’s review really harped on this, too. Enough that it got me worried.

I love this game so much. So many great little narrative details like this one. I’ve really enjoyed chatting with the NPCs and getting their stories. Sometimes that information becomes useful for sidequests. But most of the time, it just goes a long way toward making the world feel alive.

With retirement being such a long time horizon, annual lump sums still amount to a kind of dollar-cost averaging anyway. The idea that sprinkling them throughout the year produces better dollar-cost averaging has always seemed suspect. I mean... do those people think it would be even better to make daily contributions?

Because margarine is repellent?

It’s easy enough to add some salt that I don’t really understand what the point of salted butter is.