Yeah, totally disagree. Avoiding a loan is a *guaranteed* ROI, something that will always be higher than a *guaranteed* savings’ rate. Throwing your money in the market involves risk, and you get adequately compensated for that risk in higher returns. But there is still that risk....

No. Stocks/bonds have inherent risk to them, unlike loans which are *fixed*. The only thing to compare would be to CDs (or savings accounts), which are currently paying a paltry 1%. If you’re so sure that you can beat a 3 or 3.5% loan rate, why not take out a HELOC (at 3 or 3.5%) and dump that money in the market?

This is dumb. If you have the cash to spare, *and* you would still have an adequate emergency fund, it is almost always better to pay in cash. You can usually either get a discount for paying in cash, or you can get a discount for going with their higher interest loans and paying it off immediately. It will save you…

GeForce Now has been FANTASTIC for me. I’m currently playing Crusader Kings III on a cheap $250 (4 year old) Chromebook (along with Witcher 3, Far Cry 4, etc). That’s if you’ve got the bandwidth, anyway.

GeForce Now has been FANTASTIC for me. I’m currently playing Crusader Kings III on a cheap $250 (4 year old)…

FYI, when sabering champagne the bottle has to be COLD for the glass to pop off. Maybe try leaving the bottle in the freezer for ~10min or so in order for it to chill down enough (but not to freeze the beer).

While true, the main reason that grocery stores do the rewards thing is that they then turn around and sell the information to other parties, who compile a complete picture of exactly who you are, how you shop, what you eat, etc.  What’s the one about how Amazon started sending baby stuff to the woman who hadn’t…

Latest version of Android allows you to block GPS tracking when you’re not using the app (or all of the time).  It’s useful for those apps that you *want* to track you sometimes (ie, Strava) but you don’t want them watching your every move every time you walk out the door.

I can’t understand how people fuck up salmon.

Ugh, a “breakfast sandwich maker”? Seriously? How about instead of that POS, get something that you WILL use going in to the fall? An enameled dutch oven! This looks like a total Lodge knock-off to the point that it probably *is* an Amazon-branded Lodge, and it’s under $50. You’ll be using it for braises, roasts,…

Ugh, a “breakfast sandwich maker”? Seriously? How about instead of that POS, get something that you WILL use going…

My tolerance was pretty amazing back in my 20s.  What’s more I could get drunk without getting sloppy, and didn’t really get hangovers either.  Then I started getting a little older, and everything changed...

What booze can I no longer drink? Mixed drinks. My tolerance took a hit at 30, then took a REALLY big hit at 40. I went from being able to put away 10-12+ drinks on an (occasional) Friday night to being limited to 3-4, tops.  And since it’s really, really hard to figure out how much booze is in your vodka soda (or…

I see this as nothing more than shitburger “stick to sports” BS.  Sorry you have to deal with it even more than we do.

That’s great, but I want a Chrome extension to do that for me automatically.  Manually readjusting the screen to half the size of a ~14" laptop screen isn’t exactly pleasant every single time I want to read one of these stupid things.

Is there a Chrome extension that gets rid of the shitty slideshow on Kinja?

Can I vote CrackPipe on the new poll that doesn’t work?

Don’t you know mid-engine cars are the best at drifting? They’re just so easy to get rotating

When I was importing, the *best* case scenario was a 120 day lead time to have product landed in the US, and that was only if everything went perfectly (which it usually didn’t). That was for a 3 month lead time at the factory, and then a month on the water/customs/trucking it to a warehouse, etc.

Bonus, when you decide to upgrade your $10 Walmart knives you’ll actually know how to sharpen and keep them in great condition?

Bonus, when you decide to upgrade your $10 Walmart knives you’ll actually know how to sharpen and keep them in great…

So out of that entire deluge of verbal diarrhea the short answer is no, you don’t have any examples of municipal projects that had the stated goal of “deliberately cause congestion”. You’re also a cyclist who hates: bike lanes, protected bike lanes, separate bicycle bridges, counter-flow bike lanes, etc. Did I miss…

Where is this “forced” bullshit you keep talking about? This is about *options*. It’s about building pedestrian and bicycle infrastructure so that you have *options* to walk or ride places. It’s about building denser infrastructure so you have the *option* to walk to do grocery shopping or go to bars and restaurants.…