LTV ratio of 121% and a guy who is putting down less than 10% has a pretty bad credit score, so he isn’t qualifying for 10% at 60 months.

I only made this comment becuase I have frequently dunked on Dave Ramsey in several articles. 

“I can’t imagine how you could not determine that a vehicle didn’t fit you on an extended test drive.”

The length of the loan is forever, because the customer is going to do the same thing again long before it’s paid off.

At least 5 years, maybe as much as 7 depending on how much they fleeced him in the finance department.

The guy is trying to buy a ~$90k car while being $29k underwater and only has $7500 to put down. Assuming a 6.5% car tax (this is a guess) and a 10% interest rate (no way this guy is in single digits), you hit that $2500 with 60 months of payments.

The only judging he is doing is the monthly amount.  If you gave him a $2500/month payment for 30 years to get a Bentley you know what he would be rolling out of the dealership with.

That last sentence is by far the most important. And the most correct.

Driven a few GV80's before. The seats are fine, but I find that it steers like the Evergiven and rolls like a 15' sailboat in 3' swells.

Genesis owner probably should have listed to Dave Ramsey  :D

If you were in the business, you know just as well as I do that a 121% LTV higher than a giraffe’s ass, but they’ll absolutely get it done.

Wish I could talk my wife into getting an EV before the year ends, but she wants to keep out current ICE for another 5 years for no other reason than she doesn’t want to change. This would be the perfect in between vehicle until EVs get better and all have the same NACS charging port in a few years.

Bet that VIN was gone before the ad even went out

CO is where the basically free Leafs were too

The states are not allowed to make laws that are less restrictive than the Federal law; but they are allowed to make laws that are more restrictive. That’s how California can have its own emissions requirements (CARB). Unfortunately this results in a patchwork of laws that vary by state; making regulatory compliance a…

Just so the whole thing is legible, and not reduced to gibberish by Kinja’s inability to handle links properly:

Who moves to Manhattan and then complains about loud noises? I assume the same people that buy beach property and then complain about beach washing away. 

From a NY Post article on the same guy:

I don’t disagree with you, but cities and towns can make their own laws on these things. I assume this is whats happening here.