“You can’t absolutize value based with cost/resale being your sole metric. There’s no such thing as basic math when calculating value.”

“Some people are so convinced that they are getting screwed buying a new car that they lose the forest for the trees. There’s no point trying to convince them. Also buying 6+ year old cars will put you into higher maintenance territory period.

As soon as services configured to use Google Authenticator are backed up and easy to move to a new device, like a LOST phone, then I’ll embrace it. Authy is an option in some cases, but then you’re trusting your 2fa to a service in the cloud.

“A home’s rate of increase in value may often be not as good as what you could get throwing your money into an index fund.”

“If you have a poor constitution (or are pregnant, nursing, or thinking about becoming pregnant, etc), anything can be dangerous.”

Holy crap! I actually discovered this myself after noticing how much better I felt after feeling overcaffeinated and eating a banana. I didn’t understand the why, just that I felt noticeably better — much more so than when I consumed other snacks or simply drank more water.

“I think its totally reasonable.”

So...let’s say you put 3% down on a $600k home in the SF Bay Area. What happens when the housing market drops? It fell by double digits nationally in the 2008-2009 housing crisis. Sooner or later, it will fall again. If you’ve put at least 20% down, that extra equity is your cushion for when the market drops.

“He gets to do that. But he doesn’t get a free pass from scrutiny for doing it.”

Instead of picking on the person who fought tooth and nail for eight years and literally put his life and the lives of his family in danger daily to make this a better place, how ‘bout we point the Spotlight of Internet Judgment/Truth on those of us who were too blinded by [DOESN’T FUCKING MATTER] to either not vote…

“This has been going on too long in our country. Too many years, too many decades now,” Trump said.

“...but I’ve been told the Big One’s coming for 34 years now.”

“What I want to know is if this housing market will ever calm down.”

“A low money down loan is not unusual, you just need to get an FHA loan. I did this in 2009 after the housing crash. I was only 26 years old at the time and realized houses would not be that cheap again for a long, long time. “

For whatever infinitesimal peace of mind it’s worth from some random guy on the Internet, here’s some advice if you’re buying now or plan to someday: brace yourself for unexpected curve balls, fees, and other expenses during the loan approval process. Just expect it, because something will almost certainly happen at…

“Buy boxes from Amazon...” 

“$300k is the price of a 1500ft townhouse in this area, so, not quite LA/NY expensive, but it’s damned expensive for what I or my girlfriend make.”

I’m surprised it’s considerably more than minimum wage. Are these people professional babysitters, or is this the rate for the high school kid down the street?

“Well that’s a start i suppose. I would still like to see a way to reset the algorithm that chooses the videos so that I don’t have to keep blocking foreign language channels.”

Compare the calm control and confidence this woman exhibited in a life and death situation with President Donald J. Trump on a typical Tuesday.