I get mine on amazon. It’s amazing. 50/50 rosewater & glycerin makes incredible facial moisturizer. Orange blossom water is also fantastic. And putting a couple drops in your water bottle once or twice a day makes you and your body parts smell great! Baklava is super special with rosewater.

I’m delirious by now and my flight or fight response is at an all time high and I appreciate your sincerity on such a serious subject, but I read;

I KNOW! I can’t take it anymore!! It’s like, what the fuck NEXT asshole! I need to get out of the fetal position and I have to call my mother.....she understands what this is doing to us.....she was around back when women had to use HANGERS on THEMSELVES. Fuck him.

I fucking love him so much.

I know....Fuck him. Just fuck him.

Me too. Same thing. Just about 6 hours every night....no alarm. I can take a Benadryl to knock myself out but then I’m groggy. Better on just the 6 hrs or so.

Here you go. About half way down is the excel sheet to download.

This. I retired at 57 making 6 figures at the time of retirement (Not patting myself on the back at all because I worked for 20 yrs in a job I hated). BUT my expenses are in the 27 - 30k range annually. Big difference using that as opposed to my ending salary, which most calculators use. Expenses x 25 = retirement.…

#1 ALL the time. I was cracking up reading it. I just did again this week. I really have to realize someday that Super Girl I am not. Accountant that can also cut down trees (Not. My latest #1), install ceiling fans and light fixtures. Althoughhhh I did repair my garbage disposal yesterday with no incident.

Too late for that....she used part of it for the downpayment of the marital home. He gets half. Lottery and inheritance are different in No Fault Divorce states. Regardless, once co-mingled, that’s all she wrote.....

In No Fault Divorce states, if it is an inheritance (not earned income) received after the marriage, if it kept separate and not co-mingled with marital assets, it remains solely yours.

You’re one of the lucky ones. Not everyone’s money habits sync so well.

It is weird and hard. I was a single parent and always worked 2 or 3 jobs until I got lucky. Ended up with a 6 figure income. Still lived like I did before, just in case. I saved at least 50% of my take home. I just retired and with the market doing it’s dastardly thing that it does, I’m back to living on 12k a year.…

Yeah. Noticed that. I was off a year. The ‘lost’ year.

Yeah. I noticed that. I was off by a year. 75 must have been the ‘lost’ year.

Noooo! Stop!!

Seriously. The soundtrack to my youth is quickly (albeit inevitably, as IrisJ so empathetically pointed out) being extinguished. Glenn Frey was amazing and too young to go.

I would say ‘yes’ if they started financial and investment education in grammar school. Right now, no way. Unless Target Date Funds are the default. Most of the population doesn’t know an ETF from an STD.

Not exactly. You have to have earned 40 quarters (10 years total) of qualified income in order to be eligible for any social security benefits. They need to get rid of/or raise the current cap on FICA. Right now the max earnings is 118,500.

The way I see this, if you take a combination of withdrawals from both taxable and non-taxable deferred accounts - if you are over 59 1/2 (or less if you take equal monthly payments to avoid the penalty) and you withdraw from deferred retirement accounts - up to the standard deduction for your filing status, you can…