At first, I was like “holy shit, RR needs to get these kids into the design studio asap....what kind of kid knows how to use design software to that affect!?” and then realised that I am a complete moron (not news to a lot of you on this site). The kids designs can clearly be shown on top of the renderings produced by…

Fuck it right??!?!?!?! Just throw your empty trash out the car window too! No one cares about trash in public space. 

Correct, rates do tend to climb on the longer terms but again, as long as you can get a favorable rate and NOT spend the money in your investment account, it can be a good hedge to uncertainty or just another mode of income if you invest safely.

In this scenario it is irrelevant. The idea of putting an 8 year loan on a car is you must have the cash on hand to pay off the car at any given time (or ability to liquidate some assets). The negative equity in the car is actually what you want (not actively, just how it plays out)....let someone else pay for the…

A top fuel motor needs a rebuild after about 0.5 miles or less than 3 minutes of run time (From start, burnout, stage, and run.... to rebuild).

SUV - term created to describe factory camper shells molded onto a truck and then adding a 3rd row.

Whats hilarious is the amount of assumptions they make with land acquisitions....or maybe the hope the Gov. will declare eminent domain. Property rights tell you that you own your land and (depending on state) EVERYTHING under it. Some states have mineral or water rights or easements but never-the-less, SOMEONE owns…

10% is historic for the S&P so you dont really have to time it right, just stay in it. The 25% is coming from a title loan. Title loan is what you do if your car is paid off and you need to basically reverse finance it. You sell them your car (sign over the title) they give you like 30% of the value of the car and…

Even if I was in your incredibly unlikely scenario (you know you can pay bills online, and they are applied instantly....right!?) the amount I have gained from the CC companies is far offset from the money they “deceived” from me. This year alone I have simply converted my awards into cash in the amount of $1,200. My…

The house only wins when you pay interest. A lot of people are idiots and pay interest on the CCs. If you always pay the bill in full, you are benefiting by reducing your expenses by at least 1%. Most times its 3% or better (ie Gas or whatever the current promo is) couple that with sign on bonuses of X amount of…

Thanks for sharing this advice. So often do we think that 8 year car loans are an indicator that people live month to month but honestly its the best practice IF you have a good term. If you offered sub 4%, take the loan and stretch it out as LONG as possible. You can always pay it off sooner and can always revert…

Car loan is like 3%. Title loan is like 25%. Take the 3% at 8 years....you can pay it at your leisure (pay it off in 12 months if you want) but if anything comes up, you can revert back to the 8 year term payment. That loans only costing you 3%. You can make 8% on the money you didnt put into the car. 

This moment of time in Jalopnik is like watching a train moving 0.5mph crash into a wall of molasses. Very slow, very sure, and very awkward to witness.

Couldnt have said it better myself. Unfortunately jalop commenter community is dwindling just as fast as the writers. Might not make a difference if we get grayed!

Andrew had official left Jalopnik on Friday. Today, an article appeared with Andrews name....

ABSOLUTELY!! The worst part is Erik usually does the Monday for Morning Shift...so he has all fucking weekend to have a random automotive thought...and we get the same old “oh wow, (insert something negative that happened in NYC), so I have been (insert some negative emotion)...how are you?”

The devil finds work for idle hands.....

My birthday is this Saturday, not at all looking forward to turning 36.

At the end of the day, paying cash didnt actually give you $400/month. It took $50,000 from you and your slowly building that back up. If you finance it for 96 months, your just slowly giving it to finance company (instead of yourself). You are paying a little bit of money in interest (around $2,500 on the 8 year life…

Fuck, this sucks.