My employer matches 2 for 1 up to 5%. I am a fucking moron but still knew to get in on that sweet, sweet action early.

Yes, I got Netflix and Hulu for my family. We also switched from Sprint to Virgin to keep our phone numbers and saved $80 a month - I have 4 cell phones I'm paying for. Doing the card thing is transparent to the rest of the family because it gets called in a week early and the phones always just work for them. For…

Yeah, I always figure entertainment is kind of a given, but it's worth repeating. As another commenter pointed out, this is less obvious for some.

Obligatory xkcd:

Haha, yeah, I also rarely use cash. But some people prefer it. The whole "pay with cash to avoid overspending" thing really works for me. I tried it a while back, and it wasn't too much effort to plug the transactions into Mint. I just took out $60 for my restaurant budget, for example, and marked it as such in Mint.

I go around NYC and Brooklyn all the time with a smartwatch. I weight 107 lbs and am a 5’2” middle aged woman, and mainly I think about necklace and purse quality, not getting too ritzy for my method of travel. I would say especially if you are new, you generally don’t want to be walking down the sidewalk starting at…

My general rule of thumb for technology is don’t bring it unless it’s strictly necessary. Smart watches aren’t all that conspicuous unless you’re staring at it the whole time. For me, flashy means things like big-ass watches, designer logo purses/clothes, etc. My guiding principle for all travel: understated and…

Treat your credit card like a debit card and pay it off in full each month and rack up the sweet, sweet reward points. I have all my bills, that will let me, charged to my credit card.

Sounds like you need a new bank.

Awesome... Now the wait until they do this for Inbox.

There needs to be an extended "game" for this. You should be given a fake job, and be told to do up a budget based on your actual income. Use details from the classifieds to "rent" a house or apartment. Set a food budget using grocery store prices for each item. Set other budgets for cars(gas and maintenance),…

Good one! I think a lot of traditional personal finance lessons would hit home a little more with a lesson in opportunity cost.

Opportunity costs are the big one. Once you have that concept, you can move on to compounding interest and the basics of savings vehicles. A breakdown of credit (rates, repayment terms, securitization, default) would be the other half.

Any health benefits I'd get from just using mustard on hotdogs, would be outweighed by my eating more than just one. But I also like relish and onions or saurkraut on them.

Nobody puts ketchup on hot dogs in Chicago.

good french fries need no additional toppings.

Just drink a diet coke (or pepsi, they both work, I'm told) with your hot dog and you'll be fine. In fact, I believe current wisdom is that you can eat anything as long as it's accompanied by a diet soda.

Mustard is the greatest condiment ever. I have six kinds on-hand at the moment and I use them alllllllll!

Do you have the data to post? How did you measure? That is the key.

Amen! To all those people who buy into Monster cables "superiority": You FOOLS.