Well that’s more flawed logic: Obamacare only required the insurance “tax” if you were above a certain threshold. Below that threshold, you got a hardship exemption, or you got Medicaid for free.

And yet, for millions of Americans the Obamacare taxes have been a net benefit.

For most people, the choice is job, or no job. And by adding in work requirements for Medicaid, there is no longer a choice of no job.

Actually they were quite careful with getting the model years consistent with the apparent ages of the kids. Notice that’s a first-gen New Beetle.

The kid’s at home with the babysitter. If they had the kid with them, yeah, none of that is happening.

So that means the average number of claims per year in your demographic is 1.0? That’s exceedingly high. I’ve only known 1 16 yo white male who had a claim in the first year, and even then he got rear-ended and that totalled out the car.

Also I don’t know about you, but most people start drinking wayyyyy before legal drinking age.

The practical difference, if you’re a small business owner, is that you get to deduct all of the lease payments as business expenses, whereas with a purchase you have to amortize the car over a longer period. Savvy people who do it, do it for tax advantages.

Sometimes it might not be the parents themselves, but the neighbors. My “rolling restoration” 66 Mustang gets all sorts of passive aggressive hate notes from neighbors.

I’m sure a 2016 Civic is miles safer than even your strongest 1982 Volvo (source: my first car). But that’s not the relevant comparison. Per the article, the comparison to a 3 year brand new lease is a $10,000 vehicle. That’s early 2010s compact car territory (source: wife just bought one), or 2014-2015 electric car.

IIRC the offer on the table was a shitty salary (for San Francisco) and a small amount of (now probably worthless) options.

Do you want to get hired there? I’m pretty sure if you’re not enough of a douchebag you won’t get hired...

Yeah I don’t think they’ve done a hit piece on Lyft skirting taxi regulations (because they all do, that’s the only way they can possibly make money).

Careful there. Lots of companies hide operating losses in “marketing”. That’s essentially how “free after rebate” deals work. They book the income and deduct all of it in marketing. So are the driver subsidies when they hit certain targets “marketing”? That’s part of a driver’s calculus when they accepted the gig but…

So how many funds does your employer 401k allow you to choose from? If you have more than a couple of choices I’d count you among the lucky ones. I had a 401k that only allowed me to choose the percentage blend for the pre-made stock and bond funds, and a 401k that allowed me to choose any fund the servicer carried. I…

I got excited when you said Spoon Convention, and then I got to the part where you mentioned kitchen appliances. I has a sad.

Another thing to consider: Social Security is basically UBI for the elderly. Why does ANYONE still work after age 65, in your estimation? We’ve given Trump and Clinton and Sanders a UBI of ~$1800/mo (higher than FPL, by the way), why are any of them still working?

Federal Poverty Level is determined based on an outdated formula on a theory that if you need $X for food to survive, then 3X should be enough to live on. That much is true. In a modern economy, though, because we’ve so much overvalued financial contributions above all else, housing costs way more than food. As a…

Yeah, sorry about it coming off as rather personal. I’ll try to stick to the facts.

Interestingly enough, in the Napa Valley they’re paying around $20/hr to farmworkers to pick grapes for $300/bottle wines. No white Americans showed up.