It’s sort of like the snowball effect: Since you’re being charged less interest, you might find your motivation boosted by seeing your balance go down quicker. And if you’ve been in debt for some time, it’s likely you won’t pay it off in one fell swoop. Making a dent in your debt now means you’ll spend less when/if…

So what you’re saying is that I should sell every position in my portfolio and invest 50% in an ultrashort S&P ETF and the other 50% in canned food, guns & ammunition?

Lady MAGA, a drag queen and gay man named Ryan who told me that the LGBT movement is “dangerously pushing transgenderism on children.” adding, “I feel that the T has taken over the entire movement.”

Yay, refurb Sonos stuff. So they’ll brick it with an update even sooner.

Yay, refurb Sonos stuff. So they’ll brick it with an update even sooner.

It’s a good deal and also seems like a solid business move.  The marginal cost of a cup of coffee is peanuts and getting people in the door for coffee is definitely going to translate to them grabbing stuff to eat.  

Somehow, some way, I will carry on.

Your post will probably get very few stars.

You’re really going to go down the rabbit hole of inconsistencies and contradictions in the English language?

Television was fairly widespread in the 50's and 60's. The same tropes abounded — in fact were even much worse — in westerns.

Trump steaks didn’t have much of a market anywhere.

That’s why he stands like that. He’s the Leaning Tower of Cheesa.

Pieces of shit apparently live longer.

I tallied the caloric intake for one of his McD’s meal (one meal!); 2270 calories for ONE meal. How is this fucker still alive?!?!?

Modi and Trump are birds of a feather. Egotistical oligarchs who play to an extremist base and they have no regard for their own country’s laws. I hope they both choke.

It’s a myth that carrying a balance is good for your score. Your credit utilization is a snapshot, so depending on when your information is sent from your card issuer to the credit bureaus, it could show a balance (if your billing due date hasn’t arrived yet) or not (if you already paid the tab). But the idea that you…

I think establishing good money habits is more important than focusing on a credit score. Try to spend less than you earn. Try to only charge what you can pay off at the end of the month. Live within your means. Don’t worry about what the Jones are spending on. The score will take care of itself.

In my fifties (just got here). Roughly 3% utilization on my credit cards (they effectively get paid off monthly) and a car loan of under $10k on a car worth a bit more than that. We keep it for convenience since it’s a low rate. 0 missed payments for 15+ years of history.

If your credit score is about 720, everything is great. You don’t need to worry about it being higher.