Dollar-cost averaging - just keep investing through the ups and downs.

And those toads are already planning on cutting social services to make up for the hole in the budget created by the tax cuts.

Careful about owing more than $1,000 on April 15th - the IRS can decide that you need to make quarterly tax payments and charge you a ‘failure to pay Estimated Tax Penalty’ - kind of like kicking you when you are not looking. I work for the IRS answering the phones, helping as much as I can but...

I traveled to Paris and London using ‘open jaws’ tickets where I flew into Paris visited family; went to London and flew home. Flying in and out of the same airport seems like a waste unless you will be staying in that area and won’t have to backtrack. I assume you are talking about using the one-way tickets like this?

I am not sure why you call long term care as a form of robbery - living is never free and LTC is expensive so plan for it.

I do not know what betterment is but I know that Vanguard has one of the lowest fee schedules around - maybe you could open a small account with them that follows the S&P then you can see how things go from there.

I filed when I turned 66 (I was hoping to put it off until I was 70 but since I am a seasonal employee, I needed it - you can collect SS & unemployment at the same time) and have had a a couple of increases due to some zero or near-zero income years - I was a free-spirited hippy for most of the 1970s and some of 80s.

In climbing and caving circles, the motto is ‘cotton will kill you’.

Gawd, even back in the early 60s those twits would stop for animals on a 2 lane road with no shoulder

I grew up in Livingston MT. and our biggest complaint in the summer was ‘Aw, mom - Yellowstone Park again!?’ We used to hot-pot (jumping into the cooler part of the hot springs) until after that damned earthquake changed all mapped safety spots. We were getting ready for our first evening when they brought in the body…

How about a fecal transplant? That seems to work better than probiotics.

You appear to be ignoring all the bio-evolutionary data that has been coming over the last decades. You are missing a huge piece of the puzzle. Efficiency! We evolved for a feast or famine life; when the famine time begins, the body gets more efficient; your body wants to keep you at stasis so if you increase you…

Thank you! I was about to go off on Zippertrap but you did a good job.

What I did was to curl up into a fetal position on my back, pulling my knees into my chest then slowly rotate my knees to the right then the left. Then do the same thing with one leg straight then the other. This would usually reduce the pain. Then, laying face down, I would cross my left leg over my right leg torquing…

Sigh! my primary doc dismissed my knee problems for years telling me to lose weight. Finally, I got some e-rays - surprise, surprise, my knees were bone on bone due to arthritis. I have had both knees replaced; my left hip replaced and am just now recovering from the replacement of my right shoulder. After the…

Hmmm, my method is to rinse the rice and add to boiling water, when the water begins to boil again, I turn the heat off cover it and wander back in about 20 minutes. I then fluff it with a carving fork, and, mmmm!

Thank you! I hate mushrooms and am glad there are other freaks like me around (I won’t mention the other 2 ‘pizza’ veggies I hate b/c I am probably the only person with that particular trifecta of hate).

I always considered temp jobs as ways to get back on unemployment, but then I came to ambition late in life - I am 70 and getting set to retire from my fed job. Probably would have done better if I had started a career before I turned 60 but I had a hell of a lot of fun.

Recipe!! I love cauliflower having just finished eating a head raw - i assume it is more than just packing cauliflower into a jar of vinegar.

‘Pickle’ is just a shorthand way of saying ‘pickled cucumber’ - there are many, many other things that are pickled but don’t/can’t get that short form. There are lots of these food shortcuts that seem to imply a way of processing foods is a way of processing a single food (ie. tomato ketchup). I am not ranting against…