yeah, it is

i strongly disagree with your second point. yes skipping a weekly date night at a restaurant or the movies will make a meaningful difference to the finances of a couple that is having trouble saving. buying a year old phone and keeping it for 2 years, instead of buying the current model and every year, will make a…

i think our points are sort of tangential. if your point is that incomes havent kept up with costs for the lower and middle class and so things are tighter than they used to be, i agree.

im not sure where else i’d put it that would earn more interest than checking yet not be either a) volatile or b) illiquid.

it’s very well documented that a significant portion of Americans live beyond their means. if people were honest with themselves about their financial situation, and responsible with their finances, a hell of a lot fewer iphones, ipads, acocado toasts, etc would be sold. and consequently many of those people would no…

i really love the uproar about the avocado toast. guy had a real and valid point, but people got so defensive and outraged everyone missed/denied it.

oh man, lol more than a decade of soccer as a player ensures i’ll never be an asshole on the sidelines. i spent so much time on the field being like ‘wtf is wrong with these grown ass adults’. i’ll be on the sideline, not saying a word except for the occasional cheer for a good play.

compromised in what way? yes your recovery key can be stolen or lost, in which case you’ve got a few options. If it’s stolen by someone who knows what it is, then you’re screwed. If it’s lost but you still have access to your wallet, you can create a new wallet and transfer your funds to the new wallet. If it’s lost…

“The other biggest drawback to a hardware wallet is that if you lose it you can’t recover the bitcoin.”

hah, it was not my intention to convince you to buy bitcoin :D

its not an investment, its a currency, and you are speculating on the relationship between it and USD.

its definitely closer to the lottery than to an index fund, it’s speculation, not investing.

the best time to invest in anything is immediately after you’ve seen a couple weeks/months/years into the future and you pick the thing that’s gone up by a factor or 10 or 100 or 1000.

yeah, i dont know. i’d have to rewatch and keep count if i wanted to be objective, but i think both teams got help at different times. i mean juju got literally tackled in the endzone before the ball arrived and no call. the holding penalty that canceled greens td reception was offset by the holding penalty that…

“just... due to frustration process, uh game of football, emotions, uh.. just just thats what happened”

honestly, the gjbc was an abomination. the jbc was pure, it was delicious, it was innocent. in comes the gjbc, the ‘supersized’ jbc.

as a climber, everything about me hurts watching this. this is like when-that-guys-leg-snapped-during-a-march-madness-game-a-few-years-back levels of grimace.

stop bragging

hm... yeah actually it seems off and on now that ive checked a bunch of articles. sometimes it’s fine, other times its nearly unreadable. win10 here.

sorry off topic, not sure where to post this, but the comments sections look completely fubarred in firefox, or at least the new firefox. in case anyone at lifehacker etc cares.