I can’t really speak on investments as all of my investments have been in myself (my plan B), but I do want to add that all the ways you can save money, they only work if you actually SAVE that money. Make sure to rip that ‘saved’ money out of your wallet - automatically if possible - to put where ever it needs to go.…
Wittyname
wittyname
11 year resident here: the local non-State Fair delicacy is the Juicy (also spelled Jucy) Lucy, a cheeseburger with the cheese melted inside the patty. The eternal debate in Minneapolis is where it was invented: Matt’s Bar or the 5-8 Club. The correct answer for tourists: who cares, go to one of the three Blue Door…
my parents have this barn cat they rescued like 10 years ago
Yup. It started while I commuted to work. Then, when my kiddos started popping up, I rarely have time to read books anymore. 😅
Never liked it before. Then, I realized it was because the pace was too slow. When I started listening at 2x speed, I'm hooked.
Me too. I bought a one-way ticket in February for my trip in October to the UK and from France. :\
Like, there is a whole campaign with Tina Fey for their ‘Everyday ‘ CREDIT card. I thought everyone knew they had other options.
Because they don’t know how much you will end up deducting from your taxes for medical, charity, home mortgage interest, etc. And the taxpayer doesn’t always know what their outside income might be from taxes, rental income, investments.
Everyone needs to spend money on fun stuff from time to time. I am hellbent on retiring early and my budget and finances are tuned to this. That said you can’t plan for the unforeseen so I think it’s important to have fun on occasion. This really hit home for me after my mom who lived a pretty healthy life died of an…
100% agree with the splurge fund idea. It’s a lot easier to stick to a budget if there’s at least a little room for fun things built into it! It’s a lot more effective to have fun in moderation and still meet your goals, instead of an all-or-nothing approach that makes you miserable and leads you to crash and burn…
Agreed with both points!
I want to preface with the fact that I completely agree with this article and think it’s very well written and sound advice, particularly for folks hitting their 30s with their money sitting idly in cash or savings and no retirement plan yet.
Because people are weird. I feel the same way you do.
It’s completely functional without Wi-Fi if you want to control the temperature with the dial on the unit. But the Wi-Fi lets you heat up your water on your way home from work, so it’s already at temperature when you get home. Then you can put your food it, obviously you shouldn’t leave raw meat in uncooked water all…
It’s completely functional without Wi-Fi if you want to control the temperature with the dial on the unit. But the…
I got a student credit card with a relatively low limit my senior year of HS. I still have it, and never bothered to get the limit raised. Using it for basics (books, groceries, etc.) and paying it off every month was painless, and the rewards weren’t great, but still nice to get the occasional cash-back. I got a…
You forgot:
As a 50-something person, I can say I wish someone had told me this when I was the Millennials’ age. But I listened to my parents, and was dumber and poorer for having done so. I can’t say I’ve made fabulous decisions since I learned to ignore their advice, but I’ve definitely done no worse.
No, you can’t have rules do to that, sadly.
I used to tip my Starbucks barista because they knew my name and treated me like a regular. Then I started going to a different Starbucks because reasons; the barista started trying to remember my name after a few visits and then I realized that it’s probably part of the job, so nothing special was happening and…