What happens when millions of people who have it coming to them spill over what they have coming to them on those who didn’t?

And people go after the low hanging fruit of ignorant consumers rather than holding the smarter people to a higher standard.

Because our entire society and economy in America is predicated on people over extending themselves.

When millions of people are doing the same thing as him, when will you step in personally as a consumer finance advocate? If this is other people’s problems and it’s up to them to crawl out of the muck, why waste your time thinking about it?

And this is what the entire conversation should revolve around: how do you get better consumers. Hollow rhetoric around educating better consumers hasn’t helped and in spite of college education we’re not any closer to smarter consumers. Sitting up in financial heaven castigating mortals for their errant behavior…

The problem with “I can do it, so can you”, is that you take everything that made the experience for granted. I am a HS dropout that got a good paying gig close to home because my life experience was similar to the guy hiring. I made it without a HS degree and so can you might be the takeaway but the realization I had…

Everyone living below their means blows apart the lie the US operates under - that we’re the richest, best nation on earth.

So the blind and ashamed leading the blind.

As someone who deals with people who can barely communicate their needs no matter how much of a savant they are with numbers, no. These people don’t need home ec, they are a different cohort than dudes in indiana buying trucks with terrible terms.

Only because its such a gravy train for the financial lobbyists who know that no matter how bad they collectively fuck up, they won’t bear the consequences. You can have two different groups want the same thing for two wildly different reasons.

Sorry important things are important and getting in the way of your escapism.

Nobody cares about misanthropic opinions.

Why don’t people drink turpentine instead? It’s invigorating!

Thanks Fat Jew, put a real person on.

Sure, it’s possible, there just aren’t obvious examples that are readily available like Ted fucking Moseby

Yes! One day you wake up and you’re like “Wow, I’m dating a teenage boy with a vagina” and she burps in your face at that very moment.

Goddamn pragmatism! Get out of here with that!

I just had this vision of your husband walking out of a bathroom at a bar or gas station and being ecstatic “Baby, I got a new lead on this guy named Carl, left his number above the urinal and said he was looking for a good time”. And you responding “Awesome, we haven’t had a good Carl in a long spell. I could use a…

This is overly complicated. Nobody pays for brunch, you steal it when some bougie fuck is into their 5th glass of champers and falling over and the eggs benedict is there for the taking. Amateur hour around here.

So I was talking to my wife about Outlander and one thing that breaks immersion for her is the idea that any dude in 1700s Scotland would A. look good by any 20th century standard B. know what he was doing sexually C. care about what he was doing sexually. I wonder if similar generational things are working against…