A recent study

It takes $200/month invested into a plain old index fund from age 20 assuming a relatively conservative 7% return to die a multi-millionaire. Two. Hundred. Dollars.

As per CNBC, Forbes, and a few other articles I literally just Googled:

If it starts killing the value of normal peoples retirements is it still a positive?

The thing is, no one has “$10B in cash” they have investments.

The most helpful thing for me was recognizing that I needed to know what my maintenance level was for calories in, and be conscious of it. I was never *fat*, but I was certainly heavier than I wanted to be through high school despite being fairly athletic and active. My first year of university I found a workout…

This is just a reminder that the fitness industry and those that are into fitness exist in a pretty good bubble.

Clicked here to verify this was being sold in Alberta. Was not disappointed.

Some of the drinks Starbucks have come out with recently are absurdly unhealthy for you, *but*, as someone who drinks lattes because he likes the taste instead of requiring the caffeine, I allot for it in my diet. 200 calories isn’t all that much when you’re treating it as part of a snack during your day. If you’re…

Gotta get it “half-sweet”, then it’s just *half* a milkshake. 

To celebrate* the holiday correctly, I only consumed leftover thanksgiving sandwiches this weekend. They all had cranberry sauce on them, naturally.

This doesn’t actually surprise me. I routinely go to the grocery store immediately after the gym, as do many of my friends and family.

I have (quickly) moved to storing basically everything food related in these. Leftovers, stocks, soups, whatever. They are incredibly versatile and, unlike most tupperware, stack neatly in cupboards.

You’re assuming OP is receiving a pension, first of all. You’re also assuming that (if they have a pension) it isn’t being subsidized by additional retirement savings that wouldn’t be considered “income”.  You don’t have nearly enough information to determine OP isn’t ready to retire which, again, wasn’t even the…

No, i’m not arguing with your “initial point”. I am however pointing out that it doesn’t really have anything to do with the specific scenario in the post. It’s clear OP is worried that not having an actual income will impact their ability to secure financing - no where was it mentioned OP would be over extending…

between personal investments, SS, 401(k), and pension (if offered), your fixed income will allow you to get a loan just the same as when you were working because your fixed income is similar.

If she can afford to retire, the retirement income should be enough where it won’t affect the loan rate.

I spend $5.00 a day at Starbucks. I’ve done the math - I know what I could be saving if I didn’t spend that on coffee. I also know that it’s very likely that instead of pocketing the difference I would be spending it on something else that I enjoy less, and so i’ll continue to happily spend on my habit.

Take Home = Gross. You would deduct things like savings, retirement savings, and expenses from the gross figure.

Just oversee both Canadian and American thanksgiving like I do.  Truly the best of both worlds.