I don’t know why either.

People who don’t itemize are taking the standard deduction, which means the standard deduction is more beneficial to them, i.e. they don’t have more than $6000 in tax deductible items.

Sorry, but that’s horseshit. The mortgage interest tax benefits most homeowners, no matter what zip code you live in. It also promotes homeownership, which is how people enter the middle class and build wealth. I’m tired of people passing around bad 3rd hand hot taeks about this industry. It’s irresponsible and…

Racism at the branch level, at least at my institution, would not prevent anyone from gobbling up business from people of color. Our managers are salaried, not commissioned, but they still need to make their sales goals every month or they get fired. And the goals are steep and the market is packed with mortgage…

Probably from a poor family. The girls from the poorer families in my town always had to wear the hideous old lady clothes from kmart. The outfit you described accurately portrays my best friend’s every day look.

Yeah, skinny jeans were not a thing until about a decade ago. I didn’t start wearing them until the made ankle length crops because I hated the ‘pooling at the ankles’ feature of most skinny jeans. That was maybe 5 or 6 years ago?

Is that Delia’s? I loved that place. Not that my mother would ever let me buy anything from there when I was 12 but yay nostalgia!

That’s completely amazing to me. I’ve never and I mean NEVER have had a mortgage get declined for anyone in any neighborhood of any race for anything but good cause: bad credit history, debt to income ratio was too high, house wasn’t worth what the seller was trying to get for it. My customer base is racially and…

I love how she stood up for T. R. Knight when Isaiah Washington went at him yelling homophobic slurs, but Katherine Heigl is the diva-ist diva to ever diva. Big side eye to Shonda on that one.

Ugh, this. The comments were so. mild.

I mean, I’ve seen the off the cuff comments she made about not entering herself into consideration for awards that year. She clearly said that she didn’t think that she had an awards-worthy year on the show. Whether or not she’s actually a mean person, she didn’t have the material that year to warrant one. She wasn’t…

Grit! And Character! And Strength!

It’s more about realtors, brokers and shady banks taking advantage of people who don’t know or don’t care in order to make their numbers. Here is the typical scenario: realtor lives off 100% commission, so they send their buyer to the mortgage operation that gets them their check the quickest. That broker is going to…

When you’re shopping rates, make sure the APR and APY are nearly identical. The greater the gap between the two, the higher the unnecessary closing costs you’re paying. 5 years ago, I had someone sitting at my desk having me notarize their mail-in application for a quicken mortgage. $92,000 loan, $10,000 in closing…

It’s such an ass backward way of looking at things for a bank. I’m currently running a program to increase home ownership among people who are paying astronomical rents in a crap part of town. My bank has 5 branches directly in the path of a wide-sweeping heroin and human trafficking epidemic and food desert and 3…

This. My entire job is generating mortgage business for a bank. The more I get approved, the better the bank and I do. The more people of color I get approved or the more housing in critical neighborhoods I get purchased, the more CRA credits we get. Do I think there are shady brokers out there taking advantage of…

Yeah, getting a mortgage that is designed to be sold in the secondary market is the wooooorrrrrsssttt. Find a portfolio lender, who cares mostly about your credit history, your employment stability, whether your income can sustain your debt load, and the appraised value of your house and you should be fine.

Translation: other successful actors are getting away with behaving badly at work, why am I getting picked on waaaaahhhhhhh”

This is pretty gross of her since she is clearly bringing this up to paint herself as a brave! victim! to distract from the fact that no one is having her shit about Kim Cattrall.

Right? Heaven forfend that a little lady dare to question her boss, refuse to behave demurely in public, or expect to be compensated for workplace changes.