For those confused: It’s secondary financing, and indirect. That means the customer isn’t signing a loan, but an installment sales contract. The contract is between the customer and the dealer, and the dealer then sells the contract to a third party.

No single issue is insurmountable, nor ND worthy, but all of them together sure are. Strong ND.

This is one of those that is really cool as someone else’s car. No Dice. 

It was most likely used by the owner’s kids, with a dealer tag on it. Maybe a rental or service loaner, but those are typically reported as fleet or service, to get those incentives. There is an outside chance that it was sold and by accident never reported, and turned up somewhere for warranty work or recall and…

That truck is a serious money maker. Nice price all day long. 

1993… $13,900… “easy financing options”… This screams BHPH all day long.

Mid ‘70s, I had a ‘66 Caprice, the frame rusted apart and broke while I was going about 20mph. The frame rail dug in and lifted the back end up and the right rear tire off the road, and ch-ch-ch marks were left in the asphalt.

Last time I saw one of these it was being traded in under the Cars For Cash program. No Dice. 

Maybe. Maybe not. I was around then. My sister had a Vega. I remember it  only because it might be the worst car I’ve ever driven. (I worked in dealerships for 35 years.)

Even by ‘70s standards these were garbage. This has no value. Not as a useful car, not as a curiosity, not as a museum piece, not as a Cars & Coffee attraction. Knock off a zero or two. 

I had a ‘71 144e. It was a great car. Those are every bit the equal of the BMW 2002s, especially with those very well chosen upgrades. 

I was okay with it until “rust intrusion at the rear of the roof along the rain gutters,” and my no vote was solidified with “the carpet has been tossed.” The first indicates that this car’s inevitable death-by-tinworm has started, and the second confirmed that it is owned by a doofus. 

Ridiculous. Cavaliers were the embodiment of “it will run poorly a lot longer than other cars might run at all”. It was a trim level on a lousy car then, and it’s a 40 year old car with a leaking cut-out sunroof and non working AC now. No dice, never.

Same. I have no idea how long it would take to earn back the investment. How much does it cost to rent a limo? And would you want THIS limo instead of a Lincoln or an Escalade?

Yeah, that falls under “this is how we’ve always done it”, which is bullshit. Every state is different; in PA, we use a Secure Power of Attorney, MV-POA, along with a lien verification search through Penndot and a lien release if necessary:

If the title hasn’t been transferred to the dealership, then they can’t sell the car and the contract assignee has no obligation to fund the deal.

My guess is that he’s probably already on it. And I spent my career in Pennsylvania, and he is in Texas; while some of this is federal, a lot is state-specific. He needs someone who knows it intricately, who can read the documents and present them properly. It might even become a situation where it is better for the…

There is a lot unreported.

The older you get, the less interesting pretty lights and big bangs become. I used to drive across state lines and load up, now I can’t imagine why. (They’re okay for other people, it’s not like I’m against freedom or anything like that.)

Obviously done for clicks.