So many people chasing that social media fame. 

Imagine getting to the age of 18 and still being that much of an idiot.

Customer: “But I made a reservation”
Dealer: “reservation was cancelled, so we can make more money”

If you’re ordering a car in these times, don’t get impatient and just wait. Stressing out over an issue someone is taking care of won’t do you any good anyway.

Regardless of “first edition” type models, I would bet my life that 10 years from now, people are writing ebay/craigslists ads banking on having a 2021/22 model year making their V6 Camaro or whatever the fuck more rare and valuable.

I have historically purchased small, affordable cars. Part of my personal logic is that smaller vehicles tend to have much smaller operating cost windows.

I think that if the average consumer truly understood that:

It is a shame. cheap cars become cheap use cars for those that need cheap reliable transportation. Also some people only need cheap cars.

Considering that in Texas, the GOP is looking down the barrel of the entire state’s majority of voters kicking them out, this kind of wide-spread voter suppression might work in the GOP’s favor if it primarily impacts urban voters.

Remember all this the next time you read that requiring ID isn’t a barrier to voting.

Have a buddy who’s procrastinated years to get his license. We’re in California, and it’s a similar story. License and permit stuff is about a month and a half out.  

Those interest rates are nuts. Over 10% in a minority of excellent credit scores and 25% apr for bad credit scores!? I would ride a bike or buy a motorcycle if someone came at me with that (both of which I have actually done in the past). The last truck I bought I refused a 6% apr and was about to walk out before I…

Meh, course I wonder how much of this debt load is the result of people being such self-centered dumbasses. Instead of settling for a vehicle they know they can correctly afford, they sign up for EZ terms on some overpriced, option-loaded version that takes way too much of their take-home pay for (gag!) seven years or…

I am far too broke/in debt to afford to replace either my 07 Camry nor 08 4-Runner, and while reading this article for a moment I felt pretty damn good about my financial situation.

“Spooky enough for you? Car buyers, regardless of credit score, are being stuck with high rates;

I’m puzzled about your seeming lack of basic financial concepts. A high credit score does not equate to the ability to pay off a loan. A person can have an 800+ score and be semi-employed or retired, so while they are…

Experts say that consumers should spend no more than 10 percent of their income on an auto loan.

Could be younger buyers. My eldest has been an authorized user on my cards (but never got to use them)for almost a decade. When he hit 18, his score was close to 750. A teenage boy is still a risky borrower, so I’d expect higher rates for him when he starts that mess.

There you go with reasonable facts and data to refute a story. Take your star. Still, this sure explains how so many people are driving around in $60k trucks. 

If you are a person with awesome credit getting over 10% IR on a car loan then that’s on you.  Everything else thou in this report both scares me but doesn’t surprise me.  I have a paid off Buick Verano that I hate but I WFH and really don’t drive anywhere and I don’t see myself upgrading anytime in the near future.  

• Some high credit scorers get high-priced loans. While, on average, borrowers with low credit scores are offered the worst terms, about 21,000 borrowers with prime and super-prime credit scores, about 3 percent of the total borrowers in that group, received loans with APRs of 10 percent or greater—more than double the…