Right, but that poll was the NYT’s argument, not Hillary’s.

Well, you’re looking at a national poll, taken before the primaries, so it really says nothing.

So you’re saying that they were for his brother...

I guess that regarding experience, I would agree that it’s difficult, but say that professional growth outside of work is not.

I think factor in the match, but ROI is separate. Experience and personal growth are easily achieved outside of work. With you on lunches. However, when you meet people with hour or longer commutes, their hourly rate is a ridiculous conceit.

But your hourly work rate isn’t the same as the value of your time per hour. If you make $30/hour working, you have to calculate in commute (time and cost), any work specific grooming, cost of any special attire or equipment, increased cost of meals associated with work. Your hourly rate drops precipitously.

I think that this is directed at people who received Christmas bonuses or received money as a gift. It makes timely advice.

Batman has been known to have a pretty nice ‘mobile’

I might be misreading this, but it looks like she’s been named most admired woman in America 14 years in a row. Still, it’s just lucky that everyone didn’t answer “my mother”. (Although it would qualify to run for president as a Republican)

I’ve found that spending a little effort on periodic optimization and re-evaluation has made the waiting easier and shortened my (projected) timeline to financial independence.

I follow this, although it still sounds like a form of timing (admittedly with a small portion of your investments).

The fact that you’re aware that it’s not a good way to handle money says a lot (of good things) about you.

He’s referring to not being able to afford daycare costs on half of their income. Pretty different.

I think that the thinking is that if one parent loses a job, they may switch to stay-at-home. We’ve been pretty aggressively cutting costs to avoid this, if it came to that, but we’re also not there, yet.

So, you’re timing the market. How do you know it will get to your level? Most data shows that the best time to put money in the market is when you have it.

My wife and I were in a raw milk coop for about four years. We liked how fresh the milk was, but she couldn’t drink it raw. She always got some lower digestive discomfort (if you know what I mean). We always had to microwave it for drinking. Largely speaking, we were using it for cheese.

A couple of points on that: Even though lifespans have increased consistently since the 1940’s (when the current “traditional retirement age” of 62 was established), about half of people are retired by 62. This, even though most expect to retire at 66 or older.

You have the right idea. If the interest rate is the same, go ahead and pay the lowest amount. You’ll get the win and be able to dedicate that money to your next debt.

Typical returns from the S&P 500 have been over 7% annually, adjusted for inflation. With high rates on debt like you’re describing, I’d agree with you, but when your debts get to around 4%, it’s worth considering investing.

When one has assets like this guy has, the Emergency Fund is sort of unnecessary. For the rest of us, I agree with you.