Some people like to use a line of credit or other available debt in place of an emergency fund. If one has assets like the guy in the article, this is probably a valid option, but for most people, an immediately available Emergency Fund in an easy access account is probably safer.

You should pay it against the loans with the highest rate. This will eliminate all your debt in the shortest time and at the least expense.

Given that the interest rate on used car loans is usually fairly high and that cars depreciate while you own them (especially new cars), this was probably a good investment.

The cook didn’t realize that if there’s pink in it that’s the definition of Medium Well?

RIP

In addition to this, you are drawing from the Roth to give income that would be in your top tax bracket, lowering your effective rate in each individual year. If you withdraw from a Roth first, you are paying your bottom rate on that money (which effectively negates the value of a Roth)

I came here to make snarky remarks and then read a very insightful article.

I think that employment was a major aspect of what makes these towns affordable.

I enjoy How to Cook Everything, but it is pretty limited and is pretty consistently designed to cook for four people. That might be really convenient for some, but not so much for others. Also, it has a lot of variations that get pretty repetitive.

I was supposed to go to a ceremony on this frigate in NYC on July 3. Got dis-invited, last night.

Just a warning, this is a really messy technique.

Well, this article shows a number of services at $9.99/month, but the crazy thing is that I just looked at Rhapsody.com and saw that they are offering the same price for their deluxe service. I think I’m still at $14.99! I need to get them to drop my price and so do you!

I’ve had 8 years of Rhapsody. Their catalog is deep, but their price point (even with older subscriptions) is still a little higher than these others. I’m considering jumping ship.

A serious question: how are those publications safer? You can still meet any random person anywhere. Is it that the listers aren’t anonymous?

Can we just get some normal wagons? I feel like that market us pretty under served in the US

I’ve been using Tahoma for my resumes since the late ‘90s...because Helvetica is overused in my field!

Do 6%. A 100% ROI on that is better than any other return you’re likely to get and definitely better than your student loan rate. Look at your interest rate on your student loans. If it’s below 4%, you should probably go ahead with that 8% 401k contribution. If it’s higher, you’ll probably do well to pay a little more…

Take what you can get. 25% return is pretty good, even if it maxes out at $500

Throughout the US, it’s illegal to have your child forward facing until 12 months. American Association of Pediatrics recommends age 2.

Re 2: Use a goddamn rake! It's quiet, uses no fuel, cheap and you get exercise. Plus, it doesn't stir up "Particulate Matter".