I think you need to get a clue. For instance, your town voted 4.5:1 in favor of Clinton. Massachusetts is goddamn liberal, even if there are some idiots in Central Mass, but most of those are tiny towns (<1k votes)

Maybe if they weren’t paying $100M for the Top 5 they’d have a little more flexibility on the bench. How much does Lebron want the Cavs to dish out?

Of course, Barkley and Olajuwon were 36 and at the ends of their careers that year.

See, this is where the argument is missed. The APR is high, not because you’re paying exorbitant nominal amounts (unless you take 20 loans in a year). High APR’s are because you have a fixed fee on a small loan amount for a short period of time.

So now that people can’t get short term loans, what happens to them when they need money because their car breaks?

Well, they get “sucked in” because they need the money. Listen to that Freakonomics podcast. Most know exactly what they are doing, know what they are going to payback and just need it to get over the hump (they use a parking ticket or towing example iirc).

I’m a little confused. Is this a short term loan or a one year loan? You seem to be saying both (short term in the first paragraph but closing with an egregiously high one year loan cost).

Ya, tell that to a family of 4. Planes, trains and automobiles after a 6 hour flight. “It’ll be just a little inconvenient.” Uh huh. Try that again once you are married for 15 years and have two screaming, hungry, tired kids just trying to get home. LOL.

Today will be my day!

My wife doesn’t like sex when she’s menstruating. She thinks its too messy. It matters not to me.

Can you give an example of the loan that was confusing a PhD?

How much would you need to get paid to source and manage a $300 loan for two weeks? Come up with a whole dollar amount. OK, divide that number by $300 and multiply it by 26 to get the APR. Is it a good number? By comparison, about $2.25 is ~20% APR, or a relatively high credit card rate (average credit card rate is…

Counterpoint: payday lending serves a valuable purpose some of the time

For the love of all that is good and holy, would you please take some sort of economics class? Surge pricing *increases* driver supply when demand already exceeds supply, and demand is not going down when you’re stuck at an airport. So suspending surge pricing actually had the exact OPPOSITE effect of what you’re…

People do live outside of the City, shocking as that may be.

Don’t be a mouthbreather. Russia and Comey certainly played into the PR but the votes were legitimately cast and counted. There is no reason to believe there was any voter fraud so Trump is the duly elected Carnival Peanut in Chief President of the United States.

Agassi also went pro two years before him and by that comparison they are tracking pretty close.

Corporations are flush with cash (even if it’s all sitting in Ireland and Luxembourg).

Oh stop.

Or the worst word in the Blizzard dictionary: