A comment on the relative, tell them to get therapy. It will do them more good than more money will.

There’s nothing to say to him. Just get a new job asap within reason and never look back. There’s something wrong with him and he needs to figure out what it is and nothing you say will fix anything except maybe get you fired before you can land another job. I’m sorry that you have to deal with this person and I hope…

Most of those are just being frugal. The only one that obviously is bad is the hoarding of jars and plastic containers. Many people hoard within reason when there’s a sale and that’s also a good frugal thing to do.

For me going out is limited because it is expensive so I try to do so with other people so I can…

Thanks! I’ll check it out.

That kind of thinking is what keeps you from being poor again. Don’t forget there are a lot of “rich people” who are actually just as poor, if not more poor, than poor people and they get there by not being wise with their money. And a car is a really expensive way to be unwise about your money. (I was REALLY rich…

I’ve never had a $20 shirt only last 30 cycles. For me spending more money on clothes just means spending more on dry cleaning or more likely avoiding getting it dry cleaned till it’s super smelly and then just not wearing it anymore because of not just the cost of dry cleaning by the extra hassle it requires. That…

Hmmm, can’t say I’ve seen such a show since the early 2000's. But who cares what you paint it while you live there, it only matters when you sell and it probably needs a new paint job anyway. If red makes the person happy, red is the way to go.

I had a weird mix of this issue and the issue that when I was poor I didn’t feel like it and thus made poor decisions but then when the moment would hit I’d regret my choices and then not sleep for a few days but then go back to the cycle. It was weird. I really should have just moved back in with my mom till I got a…

Having time is always better than having more money once your needs are taken care of. We’ve just confused a lot of wants with needs and instead of being content with the money level and seeking more time many of us still want more money, like it’s going to solve problems beyond paying for the basics and a couple of…

I read them one right after the other so they all blend into each other. I should re read them since its been some time and I bought them.

Lucky you. I always paid my bills on time and even as a junior I had to have a cosigner because they won’t rent to you without one if you don’t meet the income requirements of 2.5 or more times the rent. Most college students, even if they work full time, will not meet those requirements.

College students can’t get an apartment without a consigner. They can’t get a car and back when I was a kid you couldn’t get a cell phone plan without someone else being the main person on the plan. (Back then your parents probably didn’t have any cell phone themselves to be able to put you on).

I figure that if the index funds tank that much and never recover at all for the next 30 years I have other much more pressing things to worry about like what apocalypse I seem to be living in, assuming I’m still alive to be living in it.

My sister consigned my apartments in college. Thankfully, she never had to fork over cash even though I was still young and dumb with money I made sure my rent got paid.

I kinda feel stuck but not in an overwhelmingly way but that's only because I finally woke up from my financial fog and finally figured out where I need to be. Just getting impatient for the opportunity to get to where I need to be. But I don't feel emotionally stuck. It doesn't feel anything like my pre quarter life…

I had and completed my quarter life crisis before 25 and I'm set for all future ones. I can't recall exactly how I got out of it but I did and I never looked back.

I guess that's how the Cullens became so rich (twilight reference but it applies to all vampires really).

I couldn’t buy stocks as individuals. The anxiety would kill me. I think I can stomach index funds for the long haul as far as performance is concerned. We’ll see once we’ve moved and I have a house secured.

Sounds about right. Though the dead part is new!

One day I hope to be able to need a money map to know what’s going on with my money. Not so much these days. Though the debt is much more straight forward so that’s a lot nicer than before when I had balances on no less than 6 accounts. Only a stupid 401k debt is left that I can only pay all at once or adhere to the…