Not sure this would work for me. My wife is pretty uncomfortable with the whole “planning for death” thing (we’re both young and healthy). I’m trying to make the planning process as painless as possible. This just seems like it would add unnecessary emotion to the whole thing.

Usually the disclaimers are on the other side of the transaction. If I’m giving you money, and you’re telling me that I’ll probably get my money back plus a return, you say, “we can lose money.” That’s normal.

Even if it depreciates, the loan principal doesn’t decline. They only share in the upside, not the downside.

Stepping back from the “finance guys are talking about it so it must be bad” idea for a minute, holy shit is this going to fuck people up if it gets any traction.

While you’re right that there’s probably a class action here, the amount that anyone other than the lawyers recover will be negligible. The class will be incredibly broad, damages from credit score dings are hard to demonstrate, and overvalued “free credit monitoring” settlements seem awfully common. It’ll be another…

Because they don’t want to trigger mandatory reporter laws? (Remember: one reason DV is such a hard problem is that it’s really hard to punish the offender without also effectively punishing the victim.)

It’s been clear for a while that Quintana has the ability to crush Froome. Until he does it in the Tour, though, nobody cares.

It looks like Deadspin (and the Concourse in particular) is taking on a lot of stories that would have run on Gawker in the past. Is that where we should be looking for Gawker-like content in the medium/long term?

Another one: paying off your car or student loans completely. My credit score gets dinged because I don’t have enough types of credit (just credit cards and a mortgage).

After years and years of bikes getting lighter, there’s been a minimum bike weight of 6.8 kg for about 15 years now.

I guess I mainly wonder about whether these “keep the change” schemes set people up to do real saving/investing, or if they make it so people feel like they’re saving/investing, even though they’re not making any real progress. Or it’s possible that the whole thing is neutral.

I was more concerned about the savings vs checking distinction back when rates were non-zero, but I get about 1% at capital one. Nothing to write home about, but it’s not nothing, either.

I don’t think there’s a roaring employment market in the “do hard physical labor on and off for an hour or two a few times a week” sector. Most physical jobs have long and inflexible hours.

I’ve been waiting for someone to say those “transfer money from checking to savings in small amounts” programs work for them, so they can explain it to me. It’s never made much sense to me because I’ve always considered checking and savings accounts basically interchangeable (except that savings accounts pay better…

I take my toddler shopping with me. Before we get in the car I tell him what we’re buying. As we walk from the car to the store I tell him what we’re buying. And when we’re in the store we only buy those things.

Ohh, real funny making fun of a guy with a serious FUCK SHIT ASS

Why would the $28 million price tag deter other teams from taking Hamilton? I thought an unconditionally released player could sign for the major league minimum with any team, and his pay from the old team would only be reduced by the amount of his new contract.

The key thing to remember with coupons is that they’re ads.

Well, hopefully, anyway.

Onions.