12.4%, not 15%.

And that’s at a max, and not counting for the tax implications of half of it not being subject to income tax either on the employee (if self employed) or employer side.

That doesn’t mean that the switch from pensions to 401(k)s hasn’t been an unmitigated disaster, though. 401(k)s can be great - but people aren’t using them, partially because the money that had been used to provide a pension was never shifted over to fund the 401(k), instead being used to pad the bottom line and…

I don’t think you understand how social security works.

First off, there are multiple benefits you get besides just retirement benefits. You get disability benefits and survivor’s benefits, just for two. Buying a similar insurance policy isn’t cheap.

But let’s ignore those. 12.4% of your salary goes to social security,…

Realistically, many should count on much more than a 25% cut.

Why?

Well, Congress has proven themselves unable to do anything about this problem. They could have fixed it in 2000 in an easy adjustment to the formula that would have cost no one more than 5-10% of their benefits, but instead Bush had to push privatized…

Ford has a similar setup in the Transit Connect here in the states (and a lot more vehicles sold in Europe)

I can’t believe anyone would be so idiotic as to think that Trump would be better than ANYbody else in the field.

And your choice is?

I’d prefer to stay away from those who actually have stated that we should commit war crimes... That won’t get us ANYWHERE with the rest of the world.

Which is a reason I actually like Sanders. Not because I think his ideas are all that great, but consider this:

1) The GOP holds control of the House. Because of massive gerrymandering, the odds of them losing control of the House anytime before 2022 are put around 1%. So count on the GOP extremists still running the…

Bernie wasn’t against the automotive bailouts. He voted for them, but the vote to bailout the auto companies alone failed. He voted against TARP, the Wall Street bailout, which the Bush administration later (after it passed) tapped to provide funds for the auto industry.

Do you want to talk about how much less the government would have collected in taxes and how much more they would have paid out in unemployment, food stamps, etc, had GM and Chrysler been allowed to close down?

Any objective analysis shows the government (us) was in FAR better financial position because of the bailouts…

1st:

Let’s just say Trump did manage to get a 35% tariff thrown on Fords imported from Mexico. It would be a ridiculously stupid move. Why? Because Mexico would immediately retaliate with a tariff on vehicles imported from the US (and Ford sells a fair number of US-built vehicles in Mexico). Furthermore, you’d be…

I tried to buy a Focus EV a little over a year ago when the factory rebates and federal tax incentives had them down to about $16k here in Ohio according to TrueCar, but there were -none- in stock - they only stock them in states with significant state credits, and the factory rebates were only good on in-stock models.

…

Not really.

California, Washington, Utah, Colorado, Louisiana, Illinois, Tennessee, South Carolina, West Virginia, Maryland, Delaware, Pennsylvania, and Massachusetts are the only states left with rebates or tax exemptions. NJ gives a sales tax exemption for BEVs but not PHEVs.

Most states are actually just giving…

The federal credit goes away after a set number of sales per maker. With Tesla’s promises on Model S and X deliveries, most people will end up comparing a Bolt WITH a $7500 federal tax credit vs. a Model 3 WITHOUT one.

See my note above about the tax credits. The Bolt won’t likely be more expensive in the end... unless Tesla sales flop in the meantime, but that brings up the question of whether the model 3 would ever make it to production.

Of course the catch is that if Tesla sells as many Model S and X’s as they are promising wall street, there will be very few (if any) Model 3s that qualify for the federal tax credit. So they have to hit their price target AND delivery date target to have any hope of getting this thing into the mid to upper 20s after…

Forget that . THIS is the one I wanted:

“The Model 3 will compete with the likes of the BMW 3 Series, the Audi A4, the Mercedes C-Class, and the Lexus IS, so it expect it to be a lot like those.”

And you know this how? I haven’t seen any promises from Musk relative to this. I have heard him say we should expect significant de-contenting. Do much of that and…

I had a similar issue after upgrading - but after I backed everything up and did a factory reset, things worked great again. I don’t think the upgrade process was foolproof by any stretch, so a complete wipe and reset followed by reinstalling apps worked great for me. Might be worth a shot for you.

Good data.

And it shows how overhyped this is. $1.1 billion in bad loans identified in a single quarter when you have over $1 trillion outstanding. That’s actually an annualized default rate of under 0.5% based on value of bad loans as a % of overall loans outstanding.

It also shows the concern about people borrowing…