So please explain to me if there’s a greater risk of an adverse reaction to the shot vs. hospitalization/death in those 18 years or younger (the statistics are readily available now finally so no I’m not spouting conspiracy theorys), why on earth do you say “All that said, COVID vaccines are still a good idea.”

Early birds will be like “wow you slept the whole day away!” and then go to bed at 9pm.

Surprised this wasn’t mentioned in the article, but IMO the most insidious component of lifestyle creep is the company you keep. I suppose for most (it is the case for me) that their circle of friends have people that vary in terms of wealth and how they choose to spend their money. Coming into more money can open the…

Looks like going as Michelle Yeoh from EEAAO would be the most cost effective way to go. Just slap on a single googly eye to my forehead and I’m good to go. My kid and I do lots of arts and crafts so we got tons of em!

Inflation at 9% definitely counts as a loss! Most savings accounts only pay a paltry 0.1% on average so it’s effectively shrinking by 8.9% every year. Absolutely move any money that you don’t need for a couple years into the stock or bond market. Into nice, big, safe, dividend paying index ETFs, like SPYD and VYMI.…

Absolutely. Emergency funds are for, well, emergencies. If you’re withdrawing frequently, you’re doing it wrong. I don’t understand the point of your second sentence.

When I was younger, I missed out on a lot of gains when I was keeping 3-6 months of expenses in a savings account. When I was even younger, not having an…

A Roth IRA has much of the liquidity of a savings account, but, depending on which fund you choose, also carries risk.  But if you want to invest and also want access to the funds in an emergency, you’re able to withdraw your contributions any time with no penalty.  You just have to leave your gains in the account (or…

That is exactly what I figured, about 7 years ago. My boss had cut my hours to 30 hour a week a year or so ago (say what you want about why, but the entire portrait photo industry died when Obama took office. Everyone was afraid to spend unnecessary money). He now needed to cut it to 20. So I did some math on the 64…

It can be a fool’s errand to wait to take your Social Security. If you wait until 67 until taking at 62, you don’t fully recovery those lost years of collecting benefits until you are 78. If you wait until 70, you don’t break even until 81.

As a 63, soon to be 64 year-old (will you still need me?), I want to remind folks that many things you thought you might like to do (landscaping, gardening, traveling) will become much less appealing if you’re dealing with age-related issues like arthritis.

Wasn’t Squid Games one of the big costumes last year.  I remember even seeing articles of kids being banned from wearing them in school because why the fuck are kids watching Squid games

Come on. The reason you need to show your work is that a logically correct thought process is a lot more important than “the right answer.” You know this.

If you had three different sized kids, you could put them in order. T-Rex chased by asteroid chased by dart probe.

I always come up with a great pieced-together-from-multiple-sources costume, but years after it would’ve been an original, clever hit that everyone got. So like, half a dozen people the whole night will be REALLY impressed but most others won’t get it.

1o years and I STILL can’t get an inflatable triceratops costume to wear to go get in fights with all the T-Rexes.  It’s not fair I tells ya.

Some costumes are super cringe, but if people can just avoid going in blackface I think that would be a step in the right direction.

I clicked on the link expecting a slideshow and did not get one.  Made my morning a whole lot better!

correction: a crew of fifteen dinosaurs being chased by someone dressed as an asteroid would be impressive

They’re trying to ban marijuana edibles because someone might give them out as Halloween candy.

That’s an unfair assertion. My partner and I donate generously, but we have a finite amount of money available for donations. There are specific causes we want to support, and there are multiple organizations serving those causes. For a given cause - say, reproductive rights - we could split our donation across…