seanzischeme
SeanziScheme
seanzischeme

I hope that it goes without saying - fuck Joe Manchin.

who needs 84 month loans when you can have 96 month loans

Fake license plate, expired tags, one of the bulbs is out. What’s the difference.

you make a habit of topping off fuel when you get to half tank during hurricane season and if there is activity in the gulf you top off every single night. This  should be standard practice for anyone who lives near the coast. Not everyone does this but it’s the bare minimum you can do. 

These things won’t depreciate and you’ll get to drive one around for three years paying only maintenance and gas costs.

Wants: Weird, unique, preferably European

The correct answer to these questions is always Flex or Miata. In this case its Flex. My wife has a Limited Flex with the engine mentioned & she loves flooring it on onramps & saying “Wheeeee” and she is NOT a car gal. I’m not gonna lie this toaster hustles & is comfy as F to ride in. 10/10 recommend 

I always get annoyed by articles that only use the average. Give me the mean, median, standard deviation, and total sample size at the least.

Here’s the time where I would point out to those that may not know, that you can actually re-finance your vehicle loan much like you would re-finance a loan on a house. If for whatever reason you are stuck in a very high interest rate - didn’t read the fine print, bad credit, etc - you can shop around and potentially

At face value, yes a 12%+ car loan is terrible. But in the context of “up from less than 10 percent a year before” makes it a bit less of a headline. That statement leads me to believe the figure was in the high 9s at the end of 2021 and therefore has risen ~3 pts. The Fed has raised interest rates from practically 0%

AVERAGE over 12%? I though if you paid more than 12% on a car loan, you didn’t actually qualify for one.

I like what Genesis is doing generally, but I really don’t like how the headlights and taillights do sort of the same style but terminate differently. I submit to the group this bad photoshop incoming but an example of how it could be better:

I had an XE and they are great to drive. If you need rear seat space better to go for the XF though. This 2019 Sportbrake is $41,000 with 26,000 miles on it

Regarding the Lincoln, he said he was newly single, not a new widower. 

“he” was a “she”

FIFY

I wonder how many folks who leased shortly before Covid found themselves with a relatively cheap buyout in the last 12 months and just decided to buy the car outright. My parents were in that boat with a 3 year old Q5 that had like 12k miles on it. The pre-determined buyout price made it a steal.

Here in central TX we see Teslas every day, everywhere. As you move further away from urban amenities, the hybrids take over (followed by diesel trucks, because rural TX).

Star for the Buc-ee’s reference.  I happen to be wearing one of their t-shirts right now!