Ha. I came here just to comment on Ramsey’s business with churches.

Exactly.  Life is short, enjoy it some.  I put 25% of my income away for retirement, and then I don’t feel guilty for having fun with the rest.  A good piece of advice is that you can’t save yourself to wealth; it’s easier to add income.

This. Many, many years ago, we bought one of his books and listened to a couple of his shows. His initial advice of not spending money you don’t have, and to pay off your credit cars and try and live a cash & carry lifestyle was good advice for the most part. He did admit that mortgages were fine, and to pay extra…

But you can give those people reasonable advice without giving information that is blatantly false.

Listen to Dave Ramsey a bit. Sure, you can pick apart his advice and find examples where his advice may not be the best. What you will find when you listen to him for awhile is that people call over-and-over who have financed shitty cars (like horrible Fiat/Chrysler products) that have worn out or broken down long…

While Tom is technically correct I think he misses the real issue here.  Americans in general are spending more than they can afford on cars they don’t need.  In 2019 the average cost of a car was $34,000, that is up 2% from the year before and has been increasing at a rate greater than inflation for over 20 years. …

Yes to this, but also this very simple thing: Cadillac fucked their rep in the 70's, 80's, and 90's, and rightly or wrongly (I’d argue a bit of both) that brand damage still exists today. They can not and should not try to compete with the Germans at price parity. The only thing they can do is offer value. That means…

If I ran the show at Cadillac, I would be focusing on the dealer experience. Way too many Cadillac stores are dualed up with other GM brands which is highly off putting to luxury vehicle buyers.

IT IS SO ORDERED

Except that FCA says there’s no reason they should have to pay anything, and the companies aren’t allowed to just walk out if they aren’t happy with the other’s offer. And the solution will probably be something other than just a lump sum of cash—there will be agreements about how future negotiations are to be…

I support the judge’s intent, but the order was absurd.

I can definitely see a 2008 vibe where “you should just be happy you’re working” to help keep wages nice and stagnant. 

Okay yeah, but how else is Karen supposed to get her hair done for her big night out of yelling at the Olive Garden waitress???

The day drinking is making it ok.

30million + ppl got no jobs and got no money. Ppl who have jobs and some money, like me (for now?), are buying only groceries and booze.

5th Gear: Oil will indeed come back. It’s just going to be slow, like the economy. Anyone who thinks the economy will just bounce back as quickly as it tanked will be in for a surprise.

Because even in extraordinary times, it’s our bureaucratic red tape that separates us from wild animals.

There is no such thing as a good HOA. Only ones that haven’t released their inner evil yet.

A fine of $100 per day, up to $1000. So the fines don’t accumulate beyond ten days’ worth?

It’s also shows the level of the community. Presumbly, if people knew their neighbors, they might be able to put 2 and 2 together.