s3rp3nts
s3rp3nts
s3rp3nts

“set one to play when you headed out for the afternoon and would-be burglars will hear the recording”

I would like mr. Wauturi's conversation from Joe vs the volcano...i know he can get the job,but can he do the job. Looped infinitely.

Why doesn’t it just randomly play the conversations of yours Alexa has already recorded? 🤔

And now we dance.

On the other hand, it would be a really great opportunity to have some “track work” occurring when all of them are loaded on one train, preferably in between stations, and preferably with an AC outage.

Has he ever been the best Chris though? People seemed to confuse his idiocy with Andy’s goofyness.

Holy shit that 2 minute video made me burst into tears at my desk and I can’t understand why. the fierceness of them. The beauty the rhythm. The unity and the teamwork, the sisterhood of them. I need to see them if they ever tour near me.

Redlining is much less prevalent, but they’re more than happy to sell you a higher rate “high risk” mortgage even though you are economically better off than white people who got the better mortgage.

I thought I’d provide some supporting materials. Here:

When I was looking for a home, the first few my realtor showed me were run down, in sketchy looking neighborhoods(and I’m from Baltimore so that’s saying something) I had to make her take me to her office and look up a totally new list of houses. literally “Here are the neighborhoods I want, find the houses” I truly

Used to work insurance. One of the biggest price discrepancies was based on the street you lived on. If you’re black living in a black neighborhood your rates are probably through the roof—- and since it was all computerized there was nothing I could do to help them besides maybe be lenient with fee waivers. I Don’t

I’m a white guy who was also broke or broke adjacent until he was 30 and finally got a good job. I didn’t have a credit card until I was 31, had medical debt on my credit report until a year before I bought a house. My down payment was tied up in a relative’s house sale, and was a gift. I was qualified for a loan

Damon, I totally feel your pain. My husband and I went through the exact same thing two years ago. They denied our application two weeks before closing and decided they wouldn’t include his income from his side business so that we wouldn’t meet the income requirement. That house fell through. So we looked again, found

It is quite possible you were discriminated against, in final underwriting. But it is 100% true that the mortgage process is hell on everyone. When I was a loan officer in the 90s I saw a lot of neighborhood based discrimination. You would need eyes on all of the metrics of that company to be sure. I can say that I’m

My GF and sweetie (yeah she gets that) is the finest and owner of a very successful company. Also she’s melinated aka black aka not-white. Took her the banks to get a loan on a property she could buy outright with her earned cash.

I’ve had friends set to move into an apartment suddenly get told there was a mix up, and it wasn’t available when they showed up Black for an in person look-over.

I’ve seen FHA maps of my general vicinity from 1940. My place is in what was a class “C” neighborhood: pretty bad, and the worst part about it was that kids would have to walk across ten sets of railroad tracks to get to the nearest school.

Of course, in neither of these circumstances—and in dozens more similar circumstances—can I say with 100 percent certainty that my blackness is why what’s happening is happening. But I believe it. A lifetime worth of evidence tells me that not believing it would be silly and stupid. And the tiny distance between that

But I am amused and amazed nonetheless. 

“That’s why I’m trying to wait for the Miami Beach Police Department to figure it out for me,”