This is well thought out and written, but it doesn’t fit my boogeyman narrative that Californians aren’t really people, just straw men that I can project my fears and prejudices onto so that I can immediately dismiss their pain and misfortune as something they deserve to have happen to them because I would rather not…

My brother-in-law had his own financing, the dealer said he had to sign their credit application supplied by the LAW company. They told him he had to sign, as it was the law.  Fraudulent wordplay.