That could be an influencing factor in some decisions yes, but I don’t know.

The only reason it feels worse the last 10 years than it has at any other time is that interest rates are low and banks have been deregulated and are taking advantage of more people and trying to satisfy shareholders.

Jesus Christ this is wrong. I agree that there is a lack of interest in trade schools and jobs, what your wrong about is that the wage being paid to anyone hasn’t materially changed since Reagan was in office. Wages are not keeping pace with inflation. 

Obama didn’t give any money to Iran. It was their money. 

That’s literally my point. 

Ok chief

It’s both, it's the median pushing up and dealers only having optioned cars on lots. People don't want to wait, and they see that the monthly payment difference isnt that much so they get the higher optioned car

Yeah I'm in Illinois too and not sure that they shouldn't have pushed further than $15 honestly

Emergency funds are myth perpetrated by Dave Ramsey. 

But that’s not the point I’m trying to make I guess. I’m more trying to point out that as the median cost of things are rising peoples wages aren’t rising at the same rate, so that $ number matters only because of that. If wages were rising at the same rate that $530 a month number wouldn’t look as bad because people…

But it’s also about Median wage not matching Median car prices, you’re always going to have people who buy above and below their means, I’m saying that the actually number on a car loan ($530 in this article) is less important because shit’s getting more expensive, people at median wages would be better able to afford…

Yeah, the bottom line is that there is a lot of fucking space between pretty much everything in this country. Hell if you want to focus on mass transit and getting cars off the road you should be focused on metro areas with garbage ass transit systems Phoenix, Atlanta, Dallas, Austin etc.

No one making 30k a year is buying a 60k car. You basically clear around 1,800 a month on a 30k a year wage.

Yeah, this basically means they want to shove everyone into urban areas the only places where mass transit makes a lot of sense. 

You own 4 cars and are bitching about people not knowing basic math?

Which is why people are buying new into a car they are stretched to afford because they’re terrified to be out of warranty because of repair costs. 

That’s just not the way our economy works though. 

Cars keep getting more expensive, the amount of money/loan payments are going to keep getting more expensive. The problem is wage growth not matching or exceeding consumer goods.

It’s been going this way for a long time, Bush, Patriot Act etc.,

*his supporters in non-border states mind you.