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State Farm is a mutual company, their net worth is based off investments. They actually lost about 27 cents on the dollar in premium collected last year.

FWIW the way insurance works is that the funds are pooled and paid out as claims come in. When claims paid out exceeds premium dollars rates go up regardless of your individual results. That's the business of insurance. Progressive aggressively changes their rates to keep their combined ratio below 100% (which means

This is ultimately why they'll all kill Android auto and Apple carplay to lock you into their shitty ecosystem

I think the child birth stuff is simply to show that Rhaenyra is built differently, but I do agree with the writer of this article that we've gotten the point already 

Yes, automation generally starts with simple repetive tasks that require little manual input or thinking. Even highways are littered (quite literally sometimes) with hazards too difficult for binary action. But at least it's a reasonable start rather than boiling the ocean. 

But they're not even doing any more imperialism, they seem fat and contented to just do nothing for anyone but themselves. Also a huge problem with the whole story

It’s not even clear to me that anyone, short of Alicent and her father, actually even wants to rule Westeros. And given that we don't get any other perspective around who the other lords want, it's really hard for me to give a shit about any of them

Oh surely literal rocket scientists and engineers will be easy enough to replace right?

I would simply not have TSA

I don’t know if feels like we’ve been saying the same thing for Decade now and the crash never happens. That's not to say it can't, just that it hasn't happened yet. I frankly have no idea how people are realistically affording 45k dollar on average new vehicles, but whatever. 

I played Star Wars Galaxy of Heroes every single day for nearly 5.5 years before Capital Games made the game impossible to keep up with without spending hundreds of dollars. These games require a deep understanding of gameplay and metas and counterattacks. They are not really casual games at all. 

I mean the beta I played sucked ass so that probably doesn't help

Yah I was more presenting the argument these people are I guess (they also have a vested interest in saying cheap bikes suck)

It’s not just chips it's literally everything is on an unspecified schedule

There aren't any. Unless you can find one of these bikes they're advocating for used. That's the problem the reliable ones are expensive and require maintenance. The cheap ones are cheap and can't be maintained really. 

Roblox but worse. How inspiring

Think of it like wheel of fortune, try and get rstnle out of the way early and it's easier from there

Jurgen got absolutely screwed and I'll never forgive them for not giving us a Jurgen Giuseppe showdown in the finale. 

In an hour you're barely scratching the surface of what the game is. But if you don't like open world hooning then you're not going to like it 

I haven’t played 5 yet (downloading now) but in 4 I felt like the Ram Power Wagon 2500 was one of the most balanced best cars I’ve ever had in a racing game.