notbilloreilly
(Not That) Bill O'Reilly
notbilloreilly

Not poorly-understood finance anymore, God willing.

It’s bad enough that I already had to live through the revelation that velociraptors were not the badass killing machines depicted in Jurassic Park, but were in fact nothing more than mean turkeys.

So does a home equity loan.

And with the proliferation of web-based media outlets, now that self-importance never has to face the reality of the workplace!

You need a certain minimum amount of equity in your house to use this product. I don’t see why it should affect anyone’s purchasing decisions, as it’s for people who already own.

If you aren’t getting the supposed growth benefits of owning a house, then just rent.

I read Drew religiously, so my problem isn’t with the volume of dick jokes. I would just prefer they be funnier if that’s going to HamNo’s schtick going forward.

Or if you expect appreciation growth to be slower than interest accumulation

It only makes sense if (A) you expect your house to appreciate at a slower rate than the interest will accrue on the mortgage, and/or (B) you think you can make the money not spent on mortgage payments grow faster than your house will appreciate.

No, they’re providing something akin to a home equity line of credit, but instead of paying a fixed income rate they take a cut of the house’s price movements.

As opposed to a debt-centric business model, which is much more opaque about the fact that they can’t lose money no matter what happens to you.

Point doesn’t appear to help with acquiring a house, it just provides liquidity for the equity you’ve built up. It’s essentially a home equity line of credit, but with the lender sharing in the downside risks of the market rather than requiring fixed payments.

I don’t mind the non-sports topics. I would just prefer they contribute something other than /dickjoke. The sports-oriented writers have that market cornered already.

So is HamNo just repurposing Matt Levine topics these days?

It’s even rarer for them to be driven into bankruptcy by their own reckless editorial decisions. We’re not in the most well-charted territory here.

Can’t wait for some more smug, condescending legal analysis from the guy that’s never been invited to a party in his life.

Pish-posh. The Redskins’ offense will obviously make my double-digit deficit tonight, so I have nothing to stay positive about.

For gods sake it was hotter than hades

At the very least, her campaign could have handled things a bit better than ghosting on the event and stonewalling reporters for 90 minutes.

Like a true American.