In that case we have an uncontested #1, the warmth in all of our hearts from Drew returning to work in some capacity, even if it’s just chiming in from the peanut gallery on other people’s posts.

4 1/2. Taking a slug of whiskey from a hip flask warmth

Drew tweeted he’s on his way home from the hospital today.

The grain of truth in what the dealer said is that your mix of lines of credit is part of your credit score. An installment loan, like a car loan or mortgage or student loan, is different than a revolving line of credit like a credit card. So while you want to keep your revolving credit utilization low, and closing…

I may have geeked out just a little when I saw the opportunity.

Exactly. A higher marginal tax rate will lead to different tax avoidance behaviors which make it difficult to model future tax receipts, too. I’m not saying that as a reason not to have additional tax brackets, mind you; it’s unreasonable that we’d tax someone’s 500,001st dollar the same that we’d tax their…

but let’s be honest here. Functionally, Steve Scalise is not exactly wrong. By the time you are taxing someone making $10,000,000 using marginal tax rates you are taxing the VAAAAAAAAAAST majority of his or her income at the 70% rate.

I interpreted it through the filter of “rich old man who is proximate to young black culture and doesn’t REALLY understand it”:

Plus then an hour later you can go take a shit while on the clock.

1) Show up a little late to a group dinner because of a prior obligation, to which everyone said “Oh that’s fine! Join us when you can!”

Yeah! Credit card companies don’t go out of their way to show you how much you’re being charged. You can find your APR on any statement, but it’s (usually) not up at the top by your balance, and if you login to your card provider’s website it’ll default to showing you current transactions ... and interest is applied…

Exactly. Work gets the work laptop and work phone. Home life gets completely separate hardware. If I’m at work and want to check my personal mail, that’s what my personal phone is for, using cellular and not the work wifi either. No personal traffic goes over company hardware or wires.

I used to use YNAB to track categories of expenses and budgeting and it was great, but just became too much of a chore. (But I get it, I need a budget. Everyone does.)

Exactly. There’s the quirk of human psychology where we value things differently if we take an active part in the decision (paying $5/mo to read Deadspin ... or pulling the lever on the trolley) or being a passive recipient of the decision (being paid $5/mo to walk away, or not pulling the lever and letting the…

Whoops. Meant to say whole ‘nother conversation, not whole ‘nothing, but I’m sure you knew what I meant.

for future reference, alt-0233 (on the keypad) and bam, olé.

Pretty much standard. It’s finding out at what point you’d take option A instead of the pile of cash. Think of the old joke:
“Would you sleep with me for a million dollars?”
“Hmm .... yes, I would, for a million.”
“Ok, would do you it for 10 dollars?”
“Of course not!”
“Alright, let’s just find your price then.”

when I first got online there was a dial-up walled garden called AOL

Yeah- earlier this year I was low-carbing it for a month on a weird personal challenge, and I ended up eating at Chipotle for romaine lettuce, no rice, no beans, fajita veggies, steak, sour cream, cheese, tomatillo salsa. I can’t imagine it makes ordering more concise because each person always has to interact a…