I find your tone needlessly harsh towards people who need/want to spend more time talking about finances. Not every couple has enough money for your solution, or maybe they own a fixer-upper home or have pets or children or some other major shared expense that isn't a "bill" (children, I would imagine, will…

These are smart ladies: http://apracticalwedding.com/2010/11/ask-te…

I believe community property has nothing to do with federal student loans (I'm assuming they are federal ones, private ones are a whole other kettle of fish, and you need to read the loan documentation). And that you are correct that you are not legally responsible such that if the loans default your personal credit…

If you marry, you are responsible for his student loan debt. Your income will be considers for any forbearance or income based repayment and if ya'll default the IRS will garnish your tax return.

It depends/is complicated. In the case of student debt on income based repayment the debt stays Mr Classy's in the sense that it goes with him he he dies or divorces BUT your combined income will be used to calculate repayment.

If you're married, take a look at your state's divorce laws regarding property settlement (I'm NOT saying you need a divorce). It might give you a good frame of reference for talking about how to share expenses. For example, in SC, the equity in your home pre-marriage is yours, and any increased equity since then (via…

It's not dumb. You're trying to use un-collateralize debt to pay off collateralized debt. Think about what would happen if you went bankrupt...weirdness. And it's not like the bank isn't reasonable to worry about that, who would try to pay off 4% debt with 18% debt except the broke or stupid.

To be fair, I imagine these sorts of messes are easier to clean up when they are on a credit card instead of a debit card.

There's a reason I grew up only knowing them as "over cooked" LOL

Over medium means no snotty white and thicker yellows. Over hard means no runny yellow at all. I learned the hard way, since my family also called all flipped eggs "over easy" (with snotty whites being known as "underdone" and no runny yellow as "over done"). Fortunately the waitress was nice and brought little me a…

I remember learning that about over easy/medium eggs as a kid. Mom took me to waffle house and I wanted an egg on my hashbrowns. I said "over easy", got eggs with snotty whites, and showed them to the waitress. She nicely told me that was over easy, so I said "can I have over medium instead, please", and she brought…

Why, exactly, do you think these two different professionals' advice was wrong? I'm honestly interested in your answer (not trying to be snarky).

MrLizard gets them. He's an engineer. There's usually an annual one based on company profits. This year he got a personal one for working night shift for two months when the hourly guys all went on strike.

It is a potentially* expensive trade off, but it buys you something important in intangible: faith that you won't always be this far underwater, because every emergency won't undo your hard work at paying off debt.

"beyond a certain point, you definitely can't save too much without hurting your ability to pay off debt"

We don't have kids, but this works for us: we have two hampers, the clothes in the square ones will be washed cold water regular cycle and then low heat dried, and the clothes in round ones will have the tags checked (usually delicate cycle then hang dry).

A 4"x4"x8' is $8 and the 12 blocks are about $18 at my Home Depot, so $40 is a little optimistic, since that doesn't include any of the mentioned varnish or the pillows.

I've heard this advice many times, and I'm just not sure I agree. I think you should still work towards having a modest savings (a few hundred - $5K) that can cover something like an unexpected vet bill or the deductible on your home/auto insurance without ruining all your progress on paying off your credit card debt.…

I think you and I have had similar experiences with beloved men and their clothes, and thus a similar reaction to the dissent regarding this advice. (This is only manipulative/controlling if you're being dishonest/over-the-top)

I use gentle leaders on all my dogs so I can safely walk over 200lbs of dogs at once (I got road rash on the whole left side of my body once because of a squirrel). They have no less freedom of movement than with a standard collar, and I think they are much more humane if you have a puller because they don't pull on…