modplan
modplan
modplan

A good barometer is what is known as the 4% rule. In other words, the withdrawal you make from your portfolio your first year of retirement would be no more than 4% of the account's value, and would then be adjusted each year for inflation thereafter. If you had a million dollars, that 4% withdrawal equals $40K. Is

If you're just looking for asset management, they can be a fine solution. But if you're looking for comprehensive financial planning or a little hand-holding when the markets get volatile, they're unlikely to fit the bill.

Can I talk you out of this? I'd much rather see investors build a well diversified portfolio of stocks, bonds, and cash through low-cost mutual funds or ETFs before trying to get fancy. There is no need to swing for the fences and hit home runs. You've got plenty of years of hitting singles and doubles to get you

I found that it was easier to make more money then I could ever spend though.

Maddie Stone and similar news media: I will publish any story you have that exaggerates climate change, blames all non-beautiful weather on global warming, and fits my narrative of how it is all humanities fault because money and freedom is the root of all evil. Climate Change Community: We will create studies that

so what, they are going to take all the money they made from their 3 user subscriber accounts?

you clearly dont work in tech... you clearly dont design cpus... you clearly dont understand where a majority of these parts are going... you also dont understand the fundamentals of what 10nm brings to the game from a technology side... you clearly dont program either.

Except CPU’s are barely 10% more powerful compared to 2 years ago. They got more efficient, true, but twice as powerful, no way

You’re right, but it would still be important for games, simulations, cloud work, multitasking, video decoding, data management...

Except “accident” accurately describes what happened. Someone accidentally hit another person or object with their vehicle; it is an accidental crash or accident for short. Even if there were factors like drugs or alcohol involved the person driving the vehicle(s) did not mean to hit anyone else. If someone was

Wahhh!!!

I had an iPhone 3G and iTunes was THE reason I left. What a holy fustercluck! I know it’s changed a lot since then but I learned an open platform is way more flexible and to my liking than Apple’s walled garden, propriety software/hardware and price premium (aka “ignorance tax”).

I had iPhone until 5S. Then, switched to Nexus, Samsung and now LG. I always wished to stay with Apple but I can’t justify paying $1K for a phone that last til 2pm and having 64/128G memory for my stuffs and be my primary camera, camcorder, and music machine. My Android is no iPhone and I miss the quality of it. But

I’m on Android (One Plus One with Cyanogen OS) and I would switch to:

Android has a lot of options for a lot of people. My first Android phone was the Casio Commando. A very tough phone right out of the box that survived water, drops, a dip in acid and a 4 year old tossing it in the toilet.

The problem is that Flash is ubiquitous, we cant be rid of it until there is a valid replacement that ALL parties agree on.

Or more hypocritically, Gizmodo.

How can I not use Flash, when countless websites use it, including Facebook?

So, we’re all assuming that some enterprising individual won’t figure out how to reduce the amount of carbon dioxide in the atmosphere and make a shitload of money doing it? I wouldn’t make that bet. We will find a way to correct any mistakes.