FHA loan is the way to go, super low downpayments and the interest rates are great right now. You’ll have to pay PMI but it’s the price you pay. The one kicker to FHA loans, and one I’m stuck with myself, is that after 2012 all FHA loans requiring PMI are stuck with PMI for the ENTIRE life of the loan. 30 year…

I have a 9.5 and a 1.5 year old, both girls, and I can’t say enough about how great they are together. The 9.5 year old is old enough to help, which she loves doing (most of the time) and the 1.5 year old, nicknamed “Mayhem”, is constantly up in her shit like she was the second coming of Christ. Just be sure to let…

Exactly, 33% at the plate is a lock for the Hall of Fame

By no means am I an expert on any of this but haven’t our most recent wars shown that tanks and ships and all that crap aren’t the way you fight a loosely based terrorist front? These aren’t our Grandparents wars fought between nation states anymore. Wouldn’t we be better served with a smaller, leaner, more mobile…

Jet fan and turning 45 on that Sunday, 11/27. To be honest, I’m glad they flexed the game outta SNF, wouldn’t want those shitbags ruining the last few minutes of my birthday

The voters who put Trump over the top make over 70k a year. They doing just fine....

If you did more reading, you’d realize these people aren’t being paid $1 anymore... China is getting close to USA labor cost. Apple saves between 4-8 dollars by manufacturing over seas per phone, not $100.

Exactly, the whole Republican ideal is to throw more money into the pockets of the already rich and stomp the poor into the ground by eliminating every social program they can get their grubby hands on. Welfare, food stamps, tuition assistance, you name it, it’s gonna get drop kicked and regulations will be loosened…

“Hard Target” struck a chord with me, you see I too work late nights. Not at Target but a big box home improvement store (not Lowes)

Obviously, or at least according to me, it seems like this has more to do with injuring her husband and taking away their livelihood than it does racism. But I could see how it could be construed that way if you wanted to...

But is that even a sandwich then?

Similar situation with a 1.5 yo and a 9 year old. Daycare/babysitting costs are an absolute bitch, my wife and I pay between $2000 & $2500 per month for that on top of our $3500 mortgage (average for my area) and then everything else so I’ve been working 2 jobs. Unfortunately for me, my well paying full time job is…

Because of this obstructionist shit I’m voting every single fucker with (D) next to their name on the 8th, I don’t care if it’s Satan, I don’t give a shit

Stop harshing the dude’s mellow! Now, let’s go play some Frolf...

Great article and something I’ve said all along...she’s definitely not perfect but she’s getting a bum rap from the right. They just repeat the smarmy catchphrases over and over and over and the dolts get it stuck in their heads like a commercial jingle and then they shout it out as mantra when they have no idea…

The only explanation I can think of is schadenfreude fuckery between the league and The Giants.

I went to a wedding during the Yanks Marlins World Series in 2003. Thankfully the bride and groom are huge Yankee fans so they, along with 90% of the guests crowded into the hotel bar each half inning that the Yanks batted. When they were in the field it was understood that you should be in the reception

Yep, it’s called assweat...

I got hit with that one too. There were 5 of us that were hired, on the spot no less, and they asked us to go out back to the parking lot and they’d meet us there to go over specifics. One guy took off right away without a word, he must have known about the scam. I sensed something wasn’t right after the way he…

What’s being contested is not whether Hillary Clinton or Donald Trump can make a better case for being president. It’s whether, after eight years of a black president and facing the prospect of a female president with overwhelming nonwhite support, white people can find an excuse to burn the country down rather than…