P2P lending isn’t targeted at people who can’t get loans from banks, it’s a competitive product to bank-issued personal loans. They compete with bans by offering slightly lower rates, which they can afford due to less overhead and slightly lower return expectations than banks have.

To be fair, the in-app purchases in Ticket to Ride are totally reasonable. The base game includes everything the original board game does; the content in the in-app purchases are separate purchases in their physical incarnation as well.

It works better on a tablet than a phone, but Suburbia is fantastic. Actually better than as a board game; the original game is interesting but the bookkeeping gets overwhelming.

The Disney deals Costco (or virtually anyone else) offers aren’t great. Most often they’ll have Park Hopper tickets for a price that’s below what you’d pay for Park Hopper tickets at the gate, but still substantially more than one-park-per-day tickets, which are normally the best deal. It’s worth checking out what…

I’m pretty sure they would follow through. Not because Epic is doing this out of the goodness of their hearts, but because Epic is aware that the only way they can compete with a competitor as entrenched as Steam is to undercut their prices.

I feel like ninety-five percent of what I’ve read about parenting is people saying that no one tells you how hard it is. Like, I get it’s hard to convey how difficult it can be, but it’s not for a lack of trying.

The average is about the same, but this provides a nice contingency against the possibility of outliving your retirement savings.

Original trilogy talks about Vader hunting down and destroying the Jedi. They clearly didn’t all die at once.

I’ve heard this described as an introductory lecture in a programming course, but I’m sure kids would get a kick out of it: the Robot Game.

Your mortgage provider should be able to give you a breakdown of where your money is going. Under most circumstances, it’ll be a while before significantly more money is going to “yourself” than to the bank, insurance provider, and government.

And the strategies to minimize harm change based on number of people. If a hundred people visit a place a year, you should be focused on spreading wear evenly (so no one place takes permanent damage). If thousands visit it, the focus should be on containing damage.

In the context of game art, there’s a clear distinction between characters and environments. They’re two different disciplines, normally handled by two different departments.

There is a reason, but that reason isn’t primairly what you’re implying (that it’s too hard). Quixel as a company provides 3d scanned environment assets. Showing characters would just distract from what they’re trying to show off.

I don’t think the study is trying to make any sort of judgement, it’s just an easy to measure metric of people going through tough financial times.

Six months of wages is a lot for an emergency fund. The normal advice is six months expenses, which should be noticeably less (no taxes, no money added to savings, minimal non-essential purchases).

It’s not really equivalent to the CSI enhance, because it’s not revealing any new information. It’s just making an educated guess as to what additional details should look like. Nothing a human artist couldn’t do, it’s just doing it faster and cheaper.

I think even if it’s an acceptable situation to bring up the bright sides, saying “at least” minimizes the pain the other person is going through. Saying “I’m so sorry”, then, later in the conversation “I’m glad you were able to say goodbye” is better than “At least you were able to say good bye”.

I’m listening to the samples on their website, and while it still has a ways to go before it’s something I’d want to listen to at length, it’s clearly more sophisticated and promising than a simple pitch slider.

Then Adventurer’s League sounds right for you. You get to make a character and carry it over between adventures, without the commitment of a weekly game.

I had an obsession with dog sledding at the time, so I’d build a “sled” out of couch cushions and line up my stuffed animals as a dog team. We’d act through our adventures, with many challenges requiring math to solve (but, importantly, not all—there was plenty of conventional storytelling, lest it feel like a…