They count too.

I could be wrong, but I would think that the double-tax-advantaged HSA should be your first priority to fund fully.

If you start saving with your very first paycheck ever, and trust that social security will still be around and the markets will grow at a decent pace, ten percent is enough. For your average person, who doesn’t start saving until their mid twenties at earliest and/or is skeptical of macroeconomic trends, you’ll need…

I’d imagine you should have either the multiple of the pre-tax salary in a already taxed account, or the multiple of your post tax salary in an already taxed account.

The numbers on that page assume you aren’t willing to touch your principle and want to just live off of interest. That’s neither necessary nor possible for most people. It also doesn’t take social security into account.

You don’t even need to hand-wave anything. We’ve already seen what happens when small ships jumping into hyperspace hit a Star Destroyer in Rogue One. It only worked in Last Jedi because it was a large ship with advanced shields.

I’m not sure if it’s that much of a problem; I’d guess that if a ship collides in hyperspace, whichever ship has better shields wins. Small Rebel ships just go pop against and Star Destroyer’s shields, but the ships in Last Jedi had well-matched defenses.

I’m pretty sure the most eco-friendly tree is a fake tree bought used at a garage sale or thrift store.

Geralt, Dresden, and Batman all fall into the category of “heroes who think of themselves as anti-heroes, but actually always do the right thing”. They have the trappings and the melancholy of anti-heroes, and they sometime find themselves in morally complicated situations, but there hearts are clearly as pure as any…

Your taxes will increase if there isn’t any new tax legislation between now and then, which isn’t super likely. Most likely the tax cuts will either get renewed, or replaced with a whole new reform platform that hopefully isn’t a stinking pile of shit.

In the only White Elephants I’ve ever participated in, bringing comically shitty presents was the entire point. The whole thing was an extended joke, in a group that otherwise wouldn’t have exchanged presents.

Honestly, even in that format it’s over-long and tiresome, but it’s vastly superior to doing it in place of a…

I’m pretty sure they’ve never actually stated where Radiator Springs is; it’s a mixture of elements from West Texas, New Mexico, Arizona, and Eastern California. Based on the geography I’d put it in either western New Mexico or Eastern Arizona, but it’s not wildly far-fetched to claim it’s in California.

I wonder whether this is just largely an indirect measurement of racial discrimination. I’d bet black people are a lot more likely to mention yams.

Pecan pie?

Legion looks less like a large-scale version of Imperial Assault than a ground version of X-Wing. The core of Imperial Assault is the assymetry, playing almost like a pure-combat D&D game.

I’m sure no one dismisses all applications received based on the cover letter (unless they’re looking for an excuse to hire an H1B), but if they received twenty applications with solid cover letters, they’re probably not going to spend time on the others.

Not noticing that the loot boxes exist would be pretty difficult, but you could definitely miss that it’s possible to buy them.

My mother dealt with the press on a semi-regular basis, and her main advice was to speak in short, declarative sentences when speaking on the record. Longer, more complex sentences run the risk of being edited in a way that don’t accurately represent what you think. This isn’t malicious on the reporter’s part; they…

The ones I’ve played the most myself are Ticket To Ride, Suburbia, and Splendor, but most of the best-known tabletop games have decent mobile versions (though some are better suited to tablets than phones).

If you’re into strategy games, there are some solid board game ports out there.