And yet they’ve now run it twice and come out on the losing end twice. That’s tough.

Yeah, you’re fine then. As long as you pay it on time, it shouldn’t ever show up on your credit report.

There’s minimal impact. The on time payments you made to pay off your mortgage will have given you a long history of positive on time payments. Paying off your credit cards in a timely fashion will continue to keep your report looking good. Some people do report seeing a small drop in their credit score after…

Is this an Installment Agreement that the IRS has agreed to? Or are you paying at a pace that you’ve determined on your own, and the IRS has asked for you to pay faster (i.e. a lump sum now)? If it’s an Installment Agreement, the IRS does not report that to Credit Bureaus.

People have been saying this for 4 years, and it’s been terrible advice for 4 years. Advising people to try to time the stock market is just stupid.

Oh hell yeah, I love this. Now I know I can go around being shitty to women as long as I text them the next day asking how they’re doing. I can be a hero for change if I send a nice text!

The only people who lose money in the stock market in the long run are people who try to time it. Good luck.

If he could time the market, your advisor would be Warren Buffett’s righthand man.

What if that downturn doesn’t come for 2 more years?

It’s nice in theory, but if you’re a young investor and you’ve held even 10% of your investments in bonds the past 5 years, you’ve thrown away an enormous amount of earnings. If you’re a full time employee pulling in enough money to invest, you’re going to be buying through the downturn even if you don’t have bonds.…

Just open a taxable account at Vanguard/Fidelity/any place with low cost index funds. Betterment and Wealthfront aren’t going to be worth the fees for you when you’re planning to hold your investments for 30 years. Fees will kill your performance.

He hasn’t “been accused.” He plead guilty. He shared videos of it. It happened. You don’t need to hedge your bets here. She just added a song to her album that is a collaboration with a man admitted in court to having sexual contact with a 13 year old girl and sharing videos of it.

He made a boring and predictable statement. Tom, just be honest about why you wrote this article: it was an opportunity to post another one of those awesome pictures of Ureña spitting all over himself.

Wimbush is incredibly entertaining, but the flaws are massive. I used to say that Terrelle Pryor would have been the most impressive player in the country in college if he could just figure out how to throw over the middle. Well, Wimbush would be Pryor if he could just figure out how to throw any short passes. He’s…

Yes, this very article that says it will be difficult to argue that any other pitchers are more valuable...

I don’t think it would be particularly difficult to argue that Chris Sale has been much more valuable than Diaz. He’s essentially been Diaz, except he’s been on the mound twice as much as Diaz.

Woah, you mean he had a good completion percentage on passes to a good player, and bad percentages when his receivers where absolutely fucking awful? Shocking!

Pepe le Pew ahead of Marvin the Martian is the worst list disaster since the infamous Cereal Rankings.

Maybe he was 6'3" and just keeps shrinking. It would help explain why all of his jackets and pants don’t fit right.

A $1 million portfolio (invested) can easily generate enough passive income to spend $30,000 per year for life (plus increases for inflation). Left in just cash, though, you’re basically setting yourself up for a return to work late in life.