Anyone have any imput as far as the photographer's responsibility? From what I remember it sounds like he/she may not be in the wrong. For me this begs the question: why? As a photographer I have been pretty conflicted with copyright laws that are fair to the photographer, but I've always wondered about the seemingly…

Agreed. I live minimally, but pay ~$150/month on (an embarrassing) $24k. I have a car payment and have opted to pay bills to help my mom raise my two siblings. The city I live in has a relatively low cost of living, so I am very biased (and lucky) but I have to agree with this. There are many ways to save money…